The Gables, Urlay Nook Road, Eaglescliffe, Stockton-on-Tees, TS16 0LZ

UPRN:100110680941Detached House5 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band GEPC: C (75)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Gables, Urlay Nook Road, Eaglescliffe, Stockton-on-Tees, TS16 0LZ

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£760,000

£608k - £912kLow

Estimate

£760k

Range

£608k – £912k

Rent Estimate (pcm)

£3,250

£3k - £4k

Monthly

£3,250

Yield

4.46%

Verdict

Derived from HomePortfolio scores

The Gables earns an INVESTIGATE rating with HP Score 75/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (64/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

64/ 100

Moderate

Transit & Bike

Transit 15Bike 58

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [sold-comps -43.4%, £/sqft -43.4%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 16.1%· as of 29 Oct 2026
Rental economics0/40
gross yield 4.5%; range width penalty ×0.80
- valuation_snapshotsrent estimate 3250/mo (range 2900-3550)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,433/mo, -44% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity9.2/15
135 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£656,000£1,006,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£875,000

At the asking price

Monthly rent£3,250/mo

Evidenced range £2,900-£3,550

Interest rate5.4%

Loan to value75%

Cash required: £297,550
Net cash flow: -£703/mo
Cash on cash: -2.8%
Score at this price: 9

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 16.1%Valuation edge · as of 29 Oct 2026
valuation_snapshotsrent estimate 3250/mo (range 2900-3550)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3250/mo (range 2900-3550)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£760,000

Rent Estimate (pcm)£3,250

Gross Yield4.46%

1y Growth-

3y Growth-3.9%

5y Growth+1.7%

10y Growth+1.6%

Last Sold Price£460,000 (2008-03-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TS16 0LZ

Approval Rate

-12mo

Development

low

26/2088/X
Application to crown reduce 1no Poplar tree (T1) of up to 3m of tree preservation order 61 (00.8.5.78) Undertake a crown reduction of up to 3 metres to reduce the overall height and spread of the tree, particularly towards the road junction and bus stop. The tree has a historic buttress wound showing signs of decay, which may continue to develop and compromise its structural integrity. Poplar is also known for its relatively weak timber characteristics, with previous limb failure already evident within this tree. Given the tree's lean towards the road junction and its proximity to a frequently used bus stop, the target value and potential consequences of failure are considered significant. A crown reduction of up to 3 metres is recommended to reduce the weight and leverage exerted on the main stem, buttress and structural limbs, thereby reducing the likelihood of failure while retaining the tree. All works are to be carried out in accordance with BS 3998:2010 ? Tree Work: Recommendations, using appropriate pruning techniques to maintain the tree's natural form and structural integrity.
Pending
26/2075/LBC
Listed building consent for the renovation and repairs of existing sash window.
Pending
26/2074/FUL
Application for the renovation and repairs of existing sash window.
Pending

View Planning Timeline

Ownership

Corporate Ownership70.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2008-03-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,877

Population Density2,253 /km²

Owner Occupied72%

Age Distribution

0-15 17%16-64 57%65+ 26%

View Area Profile

Schools Nearby

Egglescliffe School
0.2 mi
Outstanding
Durham Lane Primary School
0.2 mi
Inspected as Durham Lane Primary School (URN 111562) on 16 Nov 2022
Junction Farm Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Egglescliffe Church of England Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Hendal House Urlay Nook Road
-
£350k
-
The Gables Urlay Nook Road
-
£460k
-
Hendal House Urlay Nook Road
-
£150k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN