Flat 1, 36A Station Street, Keswick, CA12 5HF

UPRN:100110683206Flat/MaisonetteBeds -Built 1930-1949

FreeholdCouncil Tax: -EPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 1, 36A Station Street, Keswick, CA12 5HF

Location map - no listing photos available

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£303,000

£243k - £364kLow

Estimate

£303k

Range

£243k – £364k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 73/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

89/ 100

Excellent

Transit & Bike

Transit 34Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
estimate implies a 96% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£12,100

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £4,325
Net cash flow: £686/mo
Cash on cash: 190.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 25.71 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£303,000

Rent Estimate (pcm)£1,050

Gross Yield-

1y Growth-

3y Growth-0.7%

5y Growth+1.3%

10y Growth+2.9%

Last Sold Price£140,000 (1998-06-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0CA12 5HF

Approval Rate

-12mo

Development

low

T/2026/0224
Fell 1 willow tree T1 - 5 day notice
Pending
T/2026/0212
Conifer tree to be crown lifted by 2.5m above ground level for public safety around putting green and picnic area
Pending
T/2026/0210
Removal of 3 x failed Birch trees - 5 day notice
Approved

View Planning Timeline

Ownership

Corporate Ownership69.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1998-06-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density3,036 /km²

Owner Occupied65%

Age Distribution

0-15 13%16-64 62%65+ 25%

View Area Profile

Schools Nearby

St Herbert's CofE (VA) Primary and Nursery School
0.5 mi
Good
Keswick School
0.6 mi
Outstanding
Braithwaite CofE Primary School
2.2 mi
Good
Threlkeld CofE Primary School
3.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Station Street
-
£196k
-
18 Station Street
-
£110k
-
18 Station Street
-
£135k
-
36 Station Street
-
£245k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN