Cairnsmore, Old Brackenlands, Wigton, CA7 9JZ

UPRN:100110684189End Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: -EPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Cairnsmore, Old Brackenlands, Wigton, CA7 9JZ

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£189,000

£180k - £199kHigh

Estimate

£189k

Range

£180k – £199k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

7.54%

Verdict

Derived from HomePortfolio scores

Cairnsmore earns an INVESTIGATE rating with HP Score 75/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

57/ 100

Moderate

Transit & Bike

Transit 36Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,050-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: £171/mo
Cash on cash: 3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.86 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£189,000

Rent Estimate (pcm)£1,100

Gross Yield7.54%

1y Growth-

3y Growth+1.6%

5y Growth+2.6%

10y Growth+4.8%

Last Sold Price£59,000 (1999-08-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CA7 9JZ

Approval Rate

-12mo

Development

low

FUL/2026/0138
Residential development of 7 dwellings
Pending
FUL/2026/0121
Replace existing front wooden windows and doors to front of building with plastic bifold windows and double doors, with the creation of new rear door into beer garden.
Pending
CAT/2026/0021
Tree 80 - Beech - Remove snapped hung up branch in crown Tree 94 - Oak - Remove deadwood Tree 95 - Oak - Remove deadwood. Remove snapped hung up branch in crown. Crown reduce by 20% Tree 96 - Oak - Remove deadwood Tree 124 - Robinia - Remove tree Tree 129 - Poplar - Remove snapped hung up branch in crown Tree 136 - Poplar - Remove branch which is splitting at union Tree 156 - Oak - Remove deadwood. Remove snapped hung up branch. Crown reduce by 20%
Approved

View Planning Timeline

Ownership

Corporate Ownership85.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1999-08-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density1,415 /km²

Owner Occupied77%

Age Distribution

0-15 12%16-64 55%65+ 33%

View Area Profile

Schools Nearby

Wigton Nursery and Infant School
0.1 mi
Good
The Nelson Thomlinson School
0.3 mi
Good
Thomlinson Junior School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Cuthbert's Catholic Primary School
0.7 mi
Inspected as St Cuthbert's Catholic Primary School (URN 112310) on 5 Mar 2020

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Sunavon Old Brackenlands
-
£195k
-
Lyndale Old Brackenlands
-
£217k
-
Cairnsmore Old Brackenlands
-
£59k
-
Dalgarth Old Brackenlands
-
£55k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN