Applegarth, Holbeck Ghyll, Windermere, LA23 1LU

UPRN:100110700833Detached PropertyBeds -Built -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 6mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Applegarth, Holbeck Ghyll, Windermere, LA23 1LU

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£738,000

£665k - £812kMedium

Estimate

£738k

Range

£665k – £812k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

0.20%

Verdict

Derived from HomePortfolio scores

Applegarth earns an INVESTIGATE rating with HP Score 57/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

2/ 100

Low

Transit & Bike

Transit 41Bike 7

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£4,000,000-£8,500,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£8,500,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,200-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £3,485,050
Net cash flow: -£27,684/mo
Cash on cash: -9.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£738,000

Rent Estimate (pcm)£1,450

Gross Yield0.20%

1y Growth-

3y Growth-4.6%

5y Growth-1.2%

10y Growth+2.6%

Last Sold Price£425,000 (2012-05-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1LA23 1LU

Approval Rate

-12mo

Development

low

7/2026/5364
Proposed alterations to an existing dwellinghouse
Approved
7/2026/5298
Siting of mobile leisure facility
Approved
T/2026/0041
Copper Beech tree (T1 of TPO 123) - Crown lift by removing the areas shown in red in the image submitted with this application labled Proposed Crown Lifting Zone.
Conditions

View Planning Timeline

Ownership

Corporate Ownership65.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2012-05-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density34 /km²

Owner Occupied63%

Age Distribution

0-15 7%16-64 57%65+ 36%

View Area Profile

Schools Nearby

Windermere School
0.5 mi
Inspected by ISI
The Lakes School
1.6 mi
Good
Ambleside CofE Primary School
1.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Cuthberts Catholic Primary School, Windermere
3.0 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Paddock House Holbeck Ghyll
-
£1.05M
-
The Shielings Holbeck Ghyll
-
£340k
-
Lowther Wood Holbeck Ghyll
-
£1.55M
-
Overbeck Holbeck Ghyll
-
£550k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN