Elm House, The Butts, Warkworth, Morpeth, NE65 0SP

UPRN:100110720568Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band FEPC: D (55)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Elm House, The Butts, Warkworth, Morpeth, NE65 0SP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£1,018,000

£815k - £1.22MLow

Estimate

£1.02M

Range

£815k – £1.22M

Rent Estimate (pcm)

£3,750

£3k - £4k

Monthly

£3,750

Yield

4.09%

Verdict

Derived from HomePortfolio scores

Elm House earns an INVESTIGATE rating with HP Score 67/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (22/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

22/ 100

Low

Transit & Bike

Transit 6Bike 43

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.1%; range width penalty ×0.72
- valuation_snapshotsrent estimate 3750/mo (range 3300-4200)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,014/mo, -54% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Risk & liquidity9.2/15
287 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,100,000

At the asking price

Monthly rent£3,750/mo

Evidenced range £3,300-£4,200

Interest rate5.4%

Loan to value75%

Cash required: £385,050
Net cash flow: -£1,116/mo
Cash on cash: -3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.01 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3750/mo (range 3300-4200)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3750/mo (range 3300-4200)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
3 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,018,000

Rent Estimate (pcm)£3,750

Gross Yield4.09%

1y Growth-

3y Growth+3.9%

5y Growth+2.8%

10y Growth+4.0%

Last Sold Price£775,000 (2018-10-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NE65 0SP

Approval Rate

100%12mo

Development

low

26/03546/DISCON
Discharge of Condition 3 (Window and Door Details) pursuant to planning permission 26/02206/FUL
Pending
26/03362/LBC
Listed Building Consent for a proposed lime-based render to rear gable wall, replacement doors & windows, replacement dormer cladding and replacement rooflights
Pending
26/03361/FUL
Proposed lime-based render to rear gable wall, replacement doors & windows, replacement dormer cladding and replacement rooflights
Pending

View Planning Timeline

Ownership

Corporate Ownership75.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-10-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,456

Population Density-

Owner Occupied77%

Age Distribution

0-15 10%16-64 52%65+ 38%

View Area Profile

Schools Nearby

NCEA Warkworth Church of England Primary School
0.5 mi
Good
Coquet Community School
1.6 mi
Good
King Edwin Primary School
1.6 mi
Good
Amble Links Primary School
1.9 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Elm House The Butts
-
£775k
-
Old School The Butts
-
£405k
-
Elm House The Butts
-
£450k
-
Old School East The Butts
-
£305k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN