Stable House, Lowgate, Hexham, NE46 2NN

UPRN:100110725447End Terrace House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: D (66)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£461,000

£415k - £507kMedium

Estimate

£461k

Range

£415k – £507k

Rent Estimate (pcm)

£2,800

£3k - £3k

Monthly

£2,800

Yield

Verdict

Derived from HomePortfolio scores

Stable House earns an INVESTIGATE rating with HP Score 63/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

1/ 100

Low

Transit & Bike

Transit 3Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£30,000

At the asking price

Monthly rent£2,800/mo

Evidenced range £2,650-£2,950

Interest rate5.4%

Loan to value75%

Cash required: £8,800
Net cash flow: £1,837/mo
Cash on cash: 250.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 27.65 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£461,000

Rent Estimate (pcm)£2,800

Gross Yield-

1y Growth+9.0%

3y Growth+6.8%

5y Growth+1.6%

10y Growth+3.9%

Last Sold Price£417,500 (2024-04-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NE46 2NN

Approval Rate

-12mo

Development

low

26/03517/VARYCO
Variation or Condition 2 (approved plans) on approved application 21/00256/FUL in order to change the proposed scheme as suits the applicants needs, practicality of the home whilst also retaining the previously approved footprint size, aesthetics, height and solar arrays have been added.
Pending
26/00129/VARYCO
Variation of Condition 1 (approved plans) on approved application 25/03026/AGTRES in order to add PV solar panels and external cladding over existing walls
Approved
25/04656/CLEXIS
Certificate of Lawful Development to confirm works have been lawfully implemented in relation to approved application 21/00256/FUL (Construction of dwelling for agricultural worker)
Approved

View Planning Timeline