23 Buffs Croft, Warwick-on-Eden, Carlisle, CA4 8PF

UPRN:100110736749Semi-Detached Bungalow2 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band CEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

23 Buffs Croft, Warwick-on-Eden, Carlisle, CA4 8PF

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£222,000

£211k - £234kHigh

Estimate

£222k

Range

£211k – £234k

Rent Estimate (pcm)

£700

£600 - £750

Monthly

£700

Yield

4.00%

Verdict

Derived from HomePortfolio scores

23 Buffs Croft earns an INVESTIGATE rating with HP Score 65/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (16/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

16/ 100

Low

Transit & Bike

Transit 18Bike 6

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£210,000

At the asking price

Monthly rent£700/mo

Evidenced range £600-£750

Interest rate5.4%

Loan to value75%

Cash required: £66,000
Net cash flow: -£224/mo
Cash on cash: -4.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£222,000

Rent Estimate (pcm)£700

Gross Yield4.00%

1y Growth+24.2%

3y Growth+5.1%

5y Growth+4.2%

10y Growth+4.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1CA4 8PF

Approval Rate

100%12mo

Development

low

26/0431
Erection Of Single Storey Side Extension To Provide Sunroom
Approved
26/0181
Installation Of Stove With Flue To Sunroom (LBC)
Pending
26/0016/S211
Works To 1no. Ash Tree, Beech Hedge & 1no. Fir Tree In Warwick-on-Eden Conservation Area
Approved

View Planning Timeline

Ownership

Corporate Ownership83.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied89%

Age Distribution

0-15 12%16-64 53%65+ 35%

View Area Profile

Schools Nearby

Warwick Bridge Primary School
0.6 mi
-
Great Corby School and Nursery
1.4 mi
Good
Scotby CofE Primary School
1.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Crosby-on-Eden CofE School
2.2 mi
Good

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Buffs Croft
-
£295k
-
12 Buffs Croft
-
£327k
-
14 Buffs Croft
-
£256k
-
19 Buffs Croft
-
£245k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN