Summer Hill, Birks Road, Windermere, LA23 3PG

UPRN:100110757966Detached BungalowBeds -Built 1950-1966

Tenure: -Council Tax: -EPC: E (47)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Summer Hill, Birks Road, Windermere, LA23 3PG

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£607,000

£486k - £728kLow

Estimate

£607k

Range

£486k – £728k

Rent Estimate (pcm)

£1,200

£950 - £1k

Monthly

£1,200

Yield

18.00%

Verdict

Derived from HomePortfolio scores

Summer Hill earns an INVESTIGATE rating with HP Score 46/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

46/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 34Bike 12

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£80,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £950-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £25,300
Net cash flow: £561/mo
Cash on cash: 26.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£607,000

Rent Estimate (pcm)£1,200

Gross Yield18.00%

1y Growth-

3y Growth-4.6%

5y Growth-1.2%

10y Growth+2.6%

Last Sold Price£260,000 (2019-01-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LA23 3PG

Approval Rate

-12mo

Development

low

7/2026/5373
Non-material amendment to application 7/2025/5503 - Demolish existing 5 bedroom house and construction new 7 bedroom house for removal of the proposed vertical louvers to the top floor of the wet and east elevations to be replaced with glass railings to the opening panes
Approved
7/2026/5372
Demolition of existing detached garage and erection of new detached garage
Conditions
7/2026/5357
Approval of details reserved by conditions 5 (drainage measures) and 6 (timber cladding) on application 7/2025/5504 - Erection of swimming pool/gym/spa annexe building
Conditions

View Planning Timeline

Ownership

Corporate Ownership65.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change2019-01-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density27 /km²

Owner Occupied70%

Age Distribution

0-15 10%16-64 58%65+ 32%

View Area Profile

Schools Nearby

Crosthwaite CofE School
3.3 mi
Outstanding
Goodly Dale Primary School
4.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Oversands School
4.2 mi
Good
St Cuthberts Catholic Primary School, Windermere
4.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Moor View Birks Road
-
£610k
-
Summer Hill Birks Road
-
£260k
-
Moor View Birks Road
-
£270k
-
Throstle Gap Birks Road
-
£133k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN