Rhiwarth Cottage, Llangynog, Oswestry, SY10 0HL

UPRN:10011743330Bungalow Property4 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: E (47)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Rhiwarth Cottage, Llangynog, Oswestry, SY10 0HL

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£416,000

£395k - £437kHigh

Estimate

£416k

Range

£395k – £437k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

3.61%

Verdict

Derived from HomePortfolio scores

Rhiwarth Cottage earns an INVESTIGATE rating with HP Score 69/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£465,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,250-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £154,050
Net cash flow: -£600/mo
Cash on cash: -4.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.89 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£416,000

Rent Estimate (pcm)£1,400

Gross Yield3.61%

1y Growth+1.3%

3y Growth-2.7%

5y Growth-0.3%

10y Growth+3.3%

Last Sold Price£400,000 (2024-11-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SY10 0HL

Approval Rate

-12mo

Development

low

P/26/1105/TRE
Reduce the height of two Cypress trees by 50%, therefore below the power and telephone/internet lines
Conditions
P/26/0966/FUL
Change of use of land for proposed extension to existing holiday park to provide 5 additional holiday pitches
Pending
P/26/0241/REM
Section 73 application to vary condition 1 of planning consent 8203 in relation to extending permitted opening season
Rejected

View Planning Timeline