Lock Cottage, Groesffordd, Brecon, LD3 7UY

UPRN:10011748452Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: G (18)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Lock Cottage, Groesffordd, Brecon, LD3 7UY

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£349,000

£331k - £366kHigh

Estimate

£349k

Range

£331k – £366k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

3.88%

Verdict

Derived from HomePortfolio scores

Lock Cottage earns an INVESTIGATE rating with HP Score 71/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: -£370/mo
Cash on cash: -4.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.96 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£349,000

Rent Estimate (pcm)£1,050

Gross Yield3.88%

1y Growth-

3y Growth-0.8%

5y Growth+3.0%

10y Growth+3.3%

Last Sold Price£59,000 (1998-01-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningModerate
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1LD3 7UY

Approval Rate

-12mo

Development

low

26/25017/AGR
Steel portal frame outbuilding for fodder storage
Pending
26/24932/LBCENQ
Pre-purchase Listed Building query
Pending
26/24845/DISCON
Discharge of Condition 7 (Landscape and Ecological Management Plan) pursuant to planning application 25/23748/FUL.
Approved

View Planning Timeline