Grooms Lodge, Oxford Road, Adderbury, Banbury, OX17 3NF

UPRN:10011875378Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: -

Data freshness:Listing· freshOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

Grooms Lodge, Oxford Road, Adderbury, Banbury, OX17 3NF

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£598,000

£568k - £628kHigh

Estimate

£598k

Range

£568k – £628k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

4.70%

Verdict

Derived from HomePortfolio scores

Grooms Lodge earns an INVESTIGATE rating with HP Score 70/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

26/ 100

Low

Transit & Bike

Transit 8Bike 25

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,100-£2,600

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: -£398/mo
Cash on cash: -2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£598,000

Rent Estimate (pcm)£2,350

Gross Yield4.70%

1y Growth-

3y Growth-1.3%

5y Growth+0.7%

10y Growth+1.1%

Last Sold Price£495,000 (2022-02-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

11OX17 3NF

Approval Rate

100%12mo

Development

low

26/02910/F
Variation of Condition 3 (opening hours) of 26/01583/F - Variation of the approved operating hours to permit opening from 7.30am rather than 8.00am Monday to Friday
Pending
26/02968/TCA_5
T1 Lime - fell
Approved
26/02686/TCA
T1 Spruce - Lower and trim back by 1 metre approx.
Pending

View Planning Timeline

Ownership

Corporate Ownership77.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-02-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,568

Population Density-

Owner Occupied79%

Age Distribution

0-15 16%16-64 55%65+ 29%

View Area Profile

Schools Nearby

Christopher Rawlins Church of England Primary School
0.2 mi
Good
Longford Park Primary School
1.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Kings Sutton Primary Academy
1.8 mi
Good
Bishop Loveday Church of England Primary School
1.9 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Forge, 1 Oxford Road
-
£690k
-
8 Oxford Road
-
£370k
-
Garden Cottage, 10 Oxford Road
-
£283k
-
7 Oxford Road
-
£575k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN