The Bishops House, Wardington, Banbury, OX17 1RU

UPRN:10011902461Semi-Detached House5 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: F (23)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

The Bishops House, Wardington, Banbury, OX17 1RU

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£788,000

£709k - £867kMedium

Estimate

£788k

Range

£709k – £867k

Rent Estimate (pcm)

£3,350

£3k - £4k

Monthly

£3,350

Yield

2.87%

Verdict

Derived from HomePortfolio scores

The Bishops House earns an INVESTIGATE rating with HP Score 59/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (8/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

8/ 100

Low

Transit & Bike

Transit 6Bike 28

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -77.7% (MEDIUM), sold-comps -68.1%, £/sqft -68.0%] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10011902461· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 10.6%· as of 27 Oct 2026
Rental economics0/40
gross yield 2.9%; range width penalty ×0.81
- valuation_snapshotsrent estimate 3350/mo (range 3000-3650)· as of 13 Oct 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 4 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,574/mo, -107% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 48 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
186 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,050,000£1,610,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,400,000

At the asking price

Monthly rent£3,350/mo

Evidenced range £3,000-£3,650

Interest rate5.4%

Loan to value75%

Cash required: £505,050
Net cash flow: -£2,406/mo
Cash on cash: -5.7%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.71 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10011902461Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 10.6%Valuation edge · as of 27 Oct 2026
valuation_snapshotsrent estimate 3350/mo (range 3000-3650)Rental economics · as of 13 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 4 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3350/mo (range 3000-3650)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£788,000

Rent Estimate (pcm)£3,350

Gross Yield2.87%

1y Growth-10.1%

3y Growth-1.3%

5y Growth+0.7%

10y Growth+1.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

5OX17 1RU

Approval Rate

100%12mo

Development

low

26/02690/F
Variation of Condition 1 (plans) of 26/01819/F - revised plan - 0933_dW_ST_00_PL1 - replacement of existing timber dovecote door facing the courtyard to be stone frame with metal casement windows, existing timber door to valley to be in glazed timber with necessary safety bars, to meet current building regulations
Pending
26/02697/LB
Variation of Condition 1 (plans) of 26/01820/LB - revised plan - 0933_dW_ST_00_PL1 - replacement of existing timber dovecote door facing the courtyard to be stone frame with metal casement windows, existing timber door to valley to be in glazed timber with necessary safety bars, to meet current building regulations
Pending
26/02536/TCA
1 X Laburnham 1 x Crab Apple they are both hidden inside a large overgrown hedge that we wish to remove and replant a more manageable hedge. The trees are both less than 4 m tall and badly Shaped.
Pending

View Planning Timeline

Ownership

Corporate Ownership77.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,568

Population Density82 /km²

Owner Occupied75%

Age Distribution

0-15 15%16-64 57%65+ 28%

View Area Profile

Schools Nearby

Cropredy Church of England Primary School
1.5 mi
Inspected as Cropredy Church of England Primary School (URN 123090) on 12 Oct 2021
Chacombe CEVA Primary Academy
1.6 mi
Inspected as Chacombe Church of England Voluntary Aided Primary School (URN 122018) on 18 May 2010
Chipping Warden Primary Academy
1.8 mi
GoodConcerns
Chenderit School
2.6 mi
Good

7 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

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Grove Cottage
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£720k
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Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN