192 Alma Road, Banbury, OX16 4TE

UPRN:10011905741Purpose Built Flat2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band BEPC: C (77)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£151,000

£144k - £159kHigh

Estimate

£151k

Range

£144k – £159k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

8.00%

Verdict

Derived from HomePortfolio scores

192 Alma Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

86/ 100

Excellent

Transit & Bike

Transit 22Bike 68

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£150,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £46,800
Net cash flow: £186/mo
Cash on cash: 4.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.98 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£151,000

Rent Estimate (pcm)£1,000

Gross Yield8.00%

1y Growth-

3y Growth+0.3%

5y Growth+1.1%

10y Growth+3.0%

Last Sold Price£155,195 (2006-12-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX16 4TE

Approval Rate

-12mo

Development

low

26/02908/LB
Internal alterations to facilitate the conversion of part of the ground floor retail unit to vertical cycle storage for the proposed upper floor use and conversion of the upper floors of the building into a 6-bedroom House in Multiple Occupation (HMO) and a separate self-contained studio apartment. Addition of 2 new windows to east elevation and 2 new roof lights to north elevation.
Pending
26/02907/F
Conversion of part of the ground floor retail unit to vertical cycle storage for the proposed upper floor use. Conversion of the upper floors of the building into a 6-bedroom House in Multiple Occupation (HMO) and a separate self-contained studio apartment. Addition of 2 new windows to east elevation and 2 new roof lights to north elevation.
Pending
26/02913/F
Change of Use from tattoo parlour (sui generis) to private members club - licensed (sui generis)
Pending

View Planning Timeline

Ownership

Corporate Ownership68.2%
Overseas OwnershipNo
Lease Term Remaining133 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2006-12-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,568

Population Density4,043 /km²

Owner Occupied26%

Age Distribution

0-15 20%16-64 72%65+ 8%

View Area Profile

Schools Nearby

Dashwood Banbury Academy
0.1 mi
Good
St Leonard's Church of England Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Mary's Church of England Primary School, Banbury
0.7 mi
Good
St John's Priory School
0.7 mi
Inspected by ISI

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

160 Alma Road
-
£258k
-
194 Alma Road
-
£100k
-
176 Alma Road
-
£283k
-
188 Alma Road
-
£168k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN