Flat 5, 12 Church Lane, Banbury, OX16 5LR
UPRN:10011912414Flat/Maisonette1 bedsBuilt 1900-1929
Tenure: -Council Tax: Band AEPC: E (42)
Data freshness:Listing· 8mo agoListing: stale, refreshed 8mo ago (2026-03-19T13:52:17.943725+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:48:35.271199+00:00)Ownership· freshOwnership: fresh, refreshed 2d ago (2026-11-06T17:21:39.151838+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 3mo agoCouncil Tax: stale, refreshed 3mo ago (2026-08-07T11:05:19.087279+00:00)

HP Score
47
/ 100
Mixed
Verdict
2 days ago
- Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
18 of 21 sourcesSale Estimate
£153,000
£138k - £168kMedium
Estimate
£153k
Range
£138k – £168k
Rent Estimate (pcm)
£1,000
£950 - £1k
Monthly
£1,000
Yield
7.84%
Verdict
Derived from HomePortfolio scores
Flat 5 earns an INVESTIGATE rating with HP Score 47/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
47
HP Score
47/ 100
Mixed
56
Investment Score
56/ 100
Moderate
100
Crime Score
100/ 100
Elevated
36
Walkability
36/ 100
Mixed
Transit & Bike
Transit 33Bike 59
Walk Score, out of 100
Valuation & Market
Sale Estimate£153,000
Rent Estimate (pcm)£1,000
Gross Yield7.84%
1y Growth-
3y Growth+0.3%
5y Growth+1.1%
10y Growth+3.0%
Last Sold Price-
Risk Overview
- Flood RiskUnknown
- SubsidenceModerate
- RadonModerate
- MiningUnknown
- LandslideModerate
- Air QualityLow
- NoiseLow
Planning Activity
Recent Apps
0OX16 5LR
Approval Rate
-12mo
Development
low
- Pending26/02907/FConversion of part of the ground floor retail unit to vertical cycle storage for the proposed upper floor use. Conversion of the upper floors of the building into a 6-bedroom House in Multiple Occupation (HMO) and a separate self-contained studio apartment. Addition of 2 new windows to east elevation and 2 new roof lights to north elevation.
- Pending26/02908/LBInternal alterations to facilitate the conversion of part of the ground floor retail unit to vertical cycle storage for the proposed upper floor use and conversion of the upper floors of the building into a 6-bedroom House in Multiple Occupation (HMO) and a separate self-contained studio apartment. Addition of 2 new windows to east elevation and 2 new roof lights to north elevation.
- Pending26/02913/FChange of Use from tattoo parlour (sui generis) to private members club - licensed (sui generis)
Ownership
- Corporate Ownership68.2%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsRestrictive
- Lease Type-
- Last Ownership Change-
- SourceLand Registry
Connectivity
Broadband (Standard)
17 Mbps
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-
Area Profile
Median EarningsLocal authority£36,568
Population Density4,602 /km²
Owner Occupied20%
Age Distribution
0-15 11%16-64 74%65+ 15%
Schools Nearby
- St Mary's Church of England Primary School, Banbury0.2 miGood
- Inspected by ISISt John's Priory School0.3 mi
- -English Language Training0.4 mi
- Harriers Banbury Academy0.4 miGood
1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.
Comparables
- 10 Church Lane-£145k-
- 10 Church Lane-£145k-
- 10 Church Lane-£118k-
- 10 Church Lane-£150k-