97 Bourton Road, Banbury, OX16 2DL

UPRN:10011927753Semi-Detached House2 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: B (85)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£361,000

£343k - £380kHigh

Estimate

£361k

Range

£343k – £380k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

6.33%

Verdict

Derived from HomePortfolio scores

97 Bourton Road earns an INVESTIGATE rating with HP Score 68/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (17/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

17/ 100

Low

Transit & Bike

Transit 11Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

3 live adverts with different prices, types or bedrooms on one UPRN (£360,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£360,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,800-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £117,300
Net cash flow: £100/mo
Cash on cash: 1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£361,000

Rent Estimate (pcm)£1,900

Gross Yield6.33%

1y Growth-2.4%

3y Growth+0.3%

5y Growth+1.1%

10y Growth+3.0%

Last Sold Price£274,995 (2019-12-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0OX16 2DL

Approval Rate

-12mo

Development

low

26/02706/LB
Temporary 2-year Change of Use for a hand car wash operation within the existing car park, including the siting of a temporary welfare Portakabin and an open-sided drying canopy
Pending
26/02705/F
Temporary 2-year Change of Use for a hand car wash operation within the existing car park, including the siting of a temporary welfare Portakabin and an open-sided drying canopy
Pending
26/02351/ADV
Installation of 1No externally illuminated fascia sign to the east elevation and 1No external fascia sign to the west elevation
Approved

View Planning Timeline

Ownership

Corporate Ownership68.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-12-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

30 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,568

Population Density597 /km²

Owner Occupied57%

Age Distribution

0-15 24%16-64 73%65+ 3%

View Area Profile

Schools Nearby

Cherry Fields Primary School
0.1 mi
Outstanding
Hanwell Fields Community School
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hardwick Primary School and Nursery
1.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Mary's Church of England Primary School, Banbury
1.5 mi
Good

6 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

75 Bourton Road
-
£280k
-
82 Bourton Road
-
£335k
-
98 Bourton Road
-
£345k
-
89 Bourton Road
-
£365k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN