5 Swanton Avenue, Dereham, NR19 2HJ

UPRN:10011959094Mid Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band BEPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£180,000

£171k - £190kHigh

Estimate

£180k

Range

£171k – £190k

Rent Estimate (pcm)

£800

£750 - £900

Monthly

£800

Yield

5.05%

Verdict

Derived from HomePortfolio scores

5 Swanton Avenue earns an INVESTIGATE rating with HP Score 81/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

67/ 100

Moderate

Transit & Bike

Transit 5Bike 43

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£900

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: -£87/mo
Cash on cash: -1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.25 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£180,000

Rent Estimate (pcm)£800

Gross Yield5.05%

1y Growth+11.1%

3y Growth-2.1%

5y Growth+0.9%

10y Growth+3.2%

Last Sold Price£125,000 (2014-04-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR19 2HJ

Approval Rate

-12mo

Development

low

PL/2026/0870/TRE
T1 London Plane - Height - 23m Width - 15m - Reduce by 1.75m to lessen loading on crown due & removal of deadwood T2 London Plane - Height - 23m Width - 15m - Reduce by 1.75m to lessen loading on crown due & removal of deadwood T4 Lime - Height - 16m Width - 10m Three extended branches within the lower crown above the driveway, to be shortened by no more than 2m (Photo evidence)
Pending
PL/2026/0819/TRE
T1 Ash- Current height from highway approx 3m. Crown raise to 5.2 over road & selective branch reduction from 7m to 5.5m
Pending
PL/2026/0798/CLOPUD
Certificate of Proposed Development for a proposed loft conversion with velux roof lights to front and rear
Pending

View Planning Timeline

Ownership

Corporate Ownership80.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-04-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,930

Population Density1,336 /km²

Owner Occupied75%

Age Distribution

0-15 15%16-64 49%65+ 36%

View Area Profile

Schools Nearby

Northgate High School
0.1 mi
Good
King's Park Infant School, Dereham
0.2 mi
Inspected as King's Park Infant School, Dereham (URN 120983) on 24 Sep 2014
Dereham Church of England Infant and Nursery Academy
0.5 mi
Inspected as Dereham Church of England Infant & Nursery School (URN 121195) on 29 Jan 2019
Dereham Neatherd High School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

23 Swanton Avenue
-
£220k
-
Beeston Swanton Avenue
-
£120k
-
36 Swanton Avenue
-
£225k
-
17 Swanton Avenue
-
£203k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN