18 Providence Terrace, Swaffham, PE37 7LZ

UPRN:10011960862Terrace Property2 bedsBuilt before 1900

FreeholdCouncil Tax: Band AEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

18 Providence Terrace, Swaffham, PE37 7LZ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£161,000

£153k - £169kHigh

Estimate

£161k

Range

£153k – £169k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

5.62%

Verdict

Derived from HomePortfolio scores

18 Providence Terrace earns an INVESTIGATE rating with HP Score 76/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

80/ 100

High

Transit & Bike

Transit 28Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£160,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £50,000
Net cash flow: -£21/mo
Cash on cash: -0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£161,000

Rent Estimate (pcm)£750

Gross Yield5.62%

1y Growth-

3y Growth-3.0%

5y Growth+0.9%

10y Growth+3.1%

Last Sold Price£106,250 (2013-12-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PE37 7LZ

Approval Rate

-12mo

Development

low

PL/2026/0926/LB
Works to repair existing roof and facade, including overhauling existing sash windows, 2Nr replacement windows and new front door. Removal of existing signage, lighting and hanging baskets and provision of new high level signage.
Pending
PL/2026/0927/FMIN
Works to repair existing roof and façade, including overhauling existing sash windows, 2Nr replacement windows and new front door. Removal of existing signage, lighting and hanging baskets and provision of new high level signage
Pending
PL/2026/0818/TCA
T1 - Western Red Cedar - Take down to a stump close to ground. T2 - Lawson Cypress - Take down to a stump close to ground. T3 - Cherry - Take down to a stump close to ground. T4 - Sycamore - Take down to a stump close to ground.
Pending

View Planning Timeline

Ownership

Corporate Ownership85.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-12-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,930

Population Density1,404 /km²

Owner Occupied57%

Age Distribution

0-15 15%16-64 50%65+ 35%

View Area Profile

Schools Nearby

OneSchool Global UK - Swaffham Campus
0.3 mi
Inspected by ISI
Swaffham Meadow Primary School
0.3 mi
Inspected as Sacred Heart Catholic Voluntary Aided Primary School (URN 147290) on 7 Feb 2024
Fred Nicholson School
0.3 mi
-
Heartwood CofE VC Primary & Nursery School
0.6 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Providence Terrace
-
£168k
-
16 Providence Terrace
-
£195k
-
13 Providence Terrace
-
£220k
-
19 Providence Terrace
-
£203k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN