The Chelsea House, Smallworth, Garboldisham, Diss, IP22 2SS

UPRN:10011964485Detached House7 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (42)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Chelsea House, Smallworth, Garboldisham, Diss, IP22 2SS

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£857,000

£814k - £900kHigh

Estimate

£857k

Range

£814k – £900k

Rent Estimate (pcm)

£3,350

£3k - £4k

Monthly

£3,350

Yield

4.59%

Verdict

Derived from HomePortfolio scores

The Chelsea House earns an INVESTIGATE rating with HP Score 60/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (5/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

5/ 100

Low

Transit & Bike

Transit 21Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£875,000

At the asking price

Monthly rent£3,350/mo

Evidenced range £3,000-£3,700

Interest rate5.4%

Loan to value75%

Cash required: £297,550
Net cash flow: -£634/mo
Cash on cash: -2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£857,000

Rent Estimate (pcm)£3,350

Gross Yield4.59%

1y Growth+19.0%

3y Growth-2.6%

5y Growth+0.0%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0IP22 2SS

Approval Rate

-12mo

Development

low

PL/2026/0769/TCA
T1 - Silver Birch - Reduce upper crown by up to 3m and reduce rest of crown by up to 2m. Current height 12m T2 - Silver Birch - Twin stemmed tree - remove stem that is in contact with the wall T3 - Silver Birch - Remove T4 - Silver Birch - Reduce crown all round by up to 2.5m. Current height 13m T5 - Yew - All round crown reduction by up to 2m. Current height 10m T6 - Ash - Reduce back from neighbouring property by up to 2.75m and crown lift over neighbouring wall and garden by 5m above ground level T7 - Small Norway maple - Remove T8 - Ash - Remove T9 - Ash - Reduce limbs on neighbours side of tree by up to 2m T10 - Ash - Reduce limbs on neighbours side of tree by up to 2m T11 - Ash - Remove T12 - Walnut - Remove T13 - Dogwood - Remove
Pending
PL/2026/0558/DPO
Variation to S.106 Agreement (3PL/2022/0249/F) for the removal of affordable housing
Pending
PL/2026/0381/VAR
Variation of Conditions 14 & 17 on PP PL/2025/0364/VAR. To allow Plot No 7 to be occupied before the completion of the highway works.
Pending

View Planning Timeline

Ownership

Corporate Ownership72.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,930

Population Density-

Owner Occupied69%

Age Distribution

0-15 16%16-64 52%65+ 32%

View Area Profile

Schools Nearby

Garboldisham Church of England Primary Academy
0.5 mi
Good
Hopton Church of England Primary Academy
1.4 mi
Inspected as Hopton Church of England Voluntary Controlled Primary School (URN 124703) on 11 Feb 2025
St Andrew's CofE VA Primary School, Lopham
2.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
East Harling Primary School and Nursery
3.4 mi
GoodConcerns

0 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

41 Smallworth
-
£595k
-
Yorke House Smallworth
-
£500k
-
Sunningdale Smallworth
-
£705k
-
Rose Cottage Smallworth
-
£650k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN