7 Pollywiggle Drive, Swaffham, PE37 8GJ

UPRN:10011989604Detached House4 bedsBuilt -

FreeholdCouncil Tax: -EPC: B (83)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£370,000

£351k - £388kHigh

Estimate

£370k

Range

£351k – £388k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

4.16%

Verdict

Derived from HomePortfolio scores

7 Pollywiggle Drive earns an INVESTIGATE rating with HP Score 62/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

9/ 100

Low

Transit & Bike

Transit 18Bike 32

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.4% (HIGH), sold-comps -19.4%, £/sqft -19.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10011989604· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 10.3%· as of 31 Oct 2026
Rental economics0/40
gross yield 4.2%; range width penalty ×0.82
- valuation_snapshotsrent estimate 1300/mo (range 1200-1450)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -757/mo, -58% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 64 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
166 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£281,000£431,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£366/mo
Cash on cash: -3.6%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.03 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10011989604Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 10.3%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 1300/mo (range 1200-1450)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1300/mo (range 1200-1450)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 64 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£370,000

Rent Estimate (pcm)£1,300

Gross Yield4.16%

1y Growth+15.4%

3y Growth-3.0%

5y Growth+0.9%

10y Growth+3.1%

Last Sold Price£270,000 (2017-10-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PE37 8GJ

Approval Rate

-12mo

Development

low

PL/2026/0821/NMA
Non Material Amendment(s) to PP PL/2026/0631/NMA to plots 91, 92, 100, 101 and 102 as detailed within the submitted documents - Improvements to amenity space to rear gardens) and as a result of sales requests
Conditions
PL/2026/0770/HOU
Proposed extension to existing garage with a new master bedroom suite above, a single storey rear extension and a full-height bay window to the front elevation.
Pending
PL/2026/0631/NMA
Non-material amendment to permission (3PL/2017/1487/O) & subsequent permission PL/2025/0386/VARMAJ (as varied by NMAs 3NM/PL/2025/1422/NMA, 3NM/PL/2025/1478/NMA, PL/2025/1960/NMA and PL/2026/0213/NMA) Land west of Brandon Road, Swaffham to amend and consolidate permission PL/2025/0386/VARMAJ (as varied by NMAs 3NM/PL/2025/1422/NMA, 3NM/PL/2025/1478/NMA, PL/2025/1960/NMA and PL/2026/0213/NMA) for the erection of a care home (Use Class C2), assisted living dwellings (Use Class C2), retail use (Use Class A1-A5), 160 dwellings (Use Class C3) with open space, associated infrastructure and means of access.
Pending

View Planning Timeline

Ownership

Corporate Ownership85.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-10-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,930

Population Density-

Owner Occupied60%

Age Distribution

0-15 22%16-64 64%65+ 14%

View Area Profile

Schools Nearby

Swaffham CofE Primary Academy
0.4 mi
Good
The Nicholas Hamond Academy
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Heartwood CofE VC Primary & Nursery School
0.8 mi
Good
Swaffham Meadow Primary School
1.1 mi
Inspected as Sacred Heart Catholic Voluntary Aided Primary School (URN 147290) on 7 Feb 2024

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Pollywiggle Drive
-
£372k
-
26 Pollywiggle Drive
-
£255k
-
3 Pollywiggle Drive
-
£390k
-
18 Pollywiggle Drive
-
£402k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN