3 Belgrave Road, Bath, BA1 6LU

UPRN:100120002115Semi-Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band FEPC: D (55)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£1,010,000

£909k - £1.11MMedium

Estimate

£1.01M

Range

£909k – £1.11M

Rent Estimate (pcm)

£3,600

£3k - £4k

Monthly

£3,600

Yield

3.46%

Verdict

Derived from HomePortfolio scores

3 Belgrave Road earns an INVESTIGATE rating with HP Score 74/100. Investment score 49/100 reflects below-average fundamentals. Crime intensity is low. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

17/ 100

Moderate

Walkability

76/ 100

High

Transit & Bike

Transit 26Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,250,000

At the asking price

Monthly rent£3,600/mo

Evidenced range £3,150-£4,000

Interest rate5.4%

Loan to value75%

Cash required: £445,050
Net cash flow: -£1,726/mo
Cash on cash: -4.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.85 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,010,000

Rent Estimate (pcm)£3,600

Gross Yield3.46%

1y Growth+17.5%

3y Growth-1.0%

5y Growth-0.9%

10y Growth+1.1%

Last Sold Price£850,000 (2023-08-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2BA1 6LU

Approval Rate

100%12mo

Development

low

26/03760/LBA
Restoration to panelled Georgian doors including installation of intumescent strips, application of a envirograf fireproof coating and replacement of existing glazing panels with new fire rated panels to match existing. Replacement of existing pboard boxing with new fire rated plasterboard boxing to match existing layout.
Pending
26/03758/LBA
Installation of 6 panel Georgian style doors, replace existing internal glazing panels with new fire rated glass and replace existing ply boxing with new fire rated plasterboard.
Pending
26/03728/TCA
Wisteria (T2) - Prune back overgrown growth to manage size and spread, removing dead and unwanted growth and reducing growth where necessary to maintain a manageable framework (reduce longest growth by approx 5m). Wisteria to be retained. Laburnum (T1) (approx 10m in height) - Fell to a low stump (approx 9.5m reduction) due to current size and position within the garden.
Pending

View Planning Timeline

Ownership

Corporate Ownership50.5%
Overseas OwnershipNo
Lease Term Remaining854 yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-08-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,481

Population Density4,686 /km²

Owner Occupied55%

Age Distribution

0-15 12%16-64 71%65+ 17%

View Area Profile

Schools Nearby

St Mark's CofE School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Saviours Infant Church School
0.3 mi
Good
St Saviours Junior Church School
0.3 mi
Good
St Stephens Church School
0.4 mi
Good

2 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Belgrave Road
-
£850k
-
16 Belgrave Road
-
£770k
-
1 Belgrave Road
-
£1.03M
-
14 Belgrave Road
-
£775k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN