79 Culvers Court, Fenners Marsh, Gravesend, DA12 2JH

UPRN:10012017283Mid Terrace House4 bedsBuilt 2003-2006

Tenure: -Council Tax: Band DEPC: C (79)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

79 Culvers Court, Fenners Marsh, Gravesend, DA12 2JH

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£398,000

£358k - £438kMedium

Estimate

£398k

Range

£358k – £438k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

6.15%

Verdict

Derived from HomePortfolio scores

79 Culvers Court earns an INVESTIGATE rating with HP Score 63/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

48/ 100

Elevated

Walkability

48/ 100

Mixed

Transit & Bike

Transit 10Bike 59

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10012017283· as of 12 Oct 2026
Rental economics8.3/40
gross yield 6.2%; range width penalty ×0.91
- valuation_snapshotsrent estimate 2050/mo (range 1900-2200)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -311/mo, -15% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 40 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity12.8/15
389 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£300,000£460,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,900-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: £69/mo
Cash on cash: 0.6%
Score at this price: 21

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10012017283Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 2050/mo (range 1900-2200)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2050/mo (range 1900-2200)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 40 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£398,000

Rent Estimate (pcm)£2,050

Gross Yield6.15%

1y Growth-8.5%

3y Growth+0.1%

5y Growth+1.9%

10y Growth+3.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DA12 2JH

Approval Rate

-12mo

Development

low

20261030
The Telecommunications Act 1984 as Amended by Schedule 3 to the Communications Act 2003 The Town and Country Planning (General Permitted Development) (England) Order 2015 [SI 2015, No. 596] as further amended by the Town and Country Planning (General Permitted Development) (England) (Amendment) (No. 2) Order 2016 [SI 2016, No. 1040] - Part 16 of Schedule 2 Communications, Class A (Electronic Communications Code Operators)
Approved
20261029
The Telecommunications Act 1984 as Amended by Schedule 3 to the Communications Act 2003 The Town and Country Planning (General Permitted Development) (England) Order 2015 [SI 2015, No. 596] as further amended by the Town and Country Planning (General Permitted Development) (England) (Amendment) (No. 2) Order 2016 [SI 2016, No. 1040] - Part 16 of Schedule 2 Communications, Class A (Electronic Communications Code Operators)
Approved
20261031
The Telecommunications Act 1984 as Amended by Schedule 3 to the Communications Act 2003. The Town and Country Planning (General Permitted Development) (England) Order 2015 [SI 2015, No. 596] as further amended by the Town and Country Planning (General Permitted Development) (England) (Amendment) (No. 2) Order 2016 [SI 2016, No. 1040] - Part 16 of Schedule 2 Communications, Class A (Electronic Communications Code Operators)
Approved

View Planning Timeline

Ownership

Corporate Ownership70%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,065

Population Density3,714 /km²

Owner Occupied48%

Age Distribution

0-15 30%16-64 65%65+ 5%

View Area Profile

Schools Nearby

LINK19 College
0.2 mi
-
Westcourt Primary School
0.5 mi
Inspected as Westcourt Primary School (URN 118572) on 7 Mar 2013
St John's Catholic Primary School, Gravesend
0.5 mi
Good
Estuary Academy
0.6 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Culvers Court Fenners Marsh
-
£385k
-
Culvers Court Fenners Marsh
-
£200k
-
Culvers Court Fenners Marsh
-
£82k
-
Culvers Court Fenners Marsh
-
£183k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN