Roderic, 23 Christchurch Road, Cheltenham, GL50 2NY

UPRN:100120377407Detached PropertyBeds -Built -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Roderic, 23 Christchurch Road, Cheltenham, GL50 2NY

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,011,000

£808k - £1.21MLow

Estimate

£1.01M

Range

£808k – £1.21M

Rent Estimate (pcm)

£4,900

£4k - £5k

Monthly

£4,900

Yield

2.61%

Verdict

Derived from HomePortfolio scores

Roderic earns an INVESTIGATE rating with HP Score 79/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

73/ 100

High

Transit & Bike

Transit 37Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,250,000

At the asking price

Monthly rent£4,900/mo

Evidenced range £4,450-£5,350

Interest rate5.4%

Loan to value75%

Cash required: £860,050
Net cash flow: -£4,201/mo
Cash on cash: -5.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.65 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,011,000

Rent Estimate (pcm)£4,900

Gross Yield2.61%

1y Growth+97.6%

3y Growth+0.0%

5y Growth+0.5%

10y Growth+3.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3GL50 2NY

Approval Rate

100%12mo

Development

low

26/01801/CACN
1: Reduce 4x small conifer trees down to just below the wall line, 2: Top small hedge line level and reduced by around 6", 3: Reduce cherry by 1/3 , remove any over hang to the next doors property. All cuts to be to BS3998, 4: Side up all trees and bushes along fence and garage line back the fence line, 5: Reduce apple tree by 1/3 , all cuts to be to BS3998.
Approved
26/01798/CACN
1: Row of purple plum trees to be reduced by 6ft , trees are to remain as a screen from properties behind. 2: Small stump to be removed and eco plugged at ground level. 3: Small thorn tree in front garden to be removed and eco plugged. 4: Bay hedge to be reduced and shaped to 1ft below wall height. 5: All waste to be chipped and removed from site leaving the site clean and tidy free of all debris.
Approved
26/01786/DISCON
Discharge of condition 3 (Design Details) of granted listed building consent 25/02034/LBC
Pending

View Planning Timeline