Edelweiss, 9 Hatherley Road, Cheltenham, GL51 6EB

UPRN:100120384170Detached HouseBeds -Built 1950-1966

Tenure: -Council Tax: Band GEPC: C (74)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Edelweiss, 9 Hatherley Road, Cheltenham, GL51 6EB

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£870,000

£783k - £957kMedium

Estimate

£870k

Range

£783k – £957k

Rent Estimate (pcm)

£3,600

£3k - £4k

Monthly

£3,600

Yield

3.76%

Verdict

Derived from HomePortfolio scores

Edelweiss earns an INVESTIGATE rating with HP Score 85/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

85/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

2/ 100

Low

Walkability

77/ 100

High

Transit & Bike

Transit 36Bike 67

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -32.2% (MEDIUM), sold-comps -109.1%, £/sqft -109.0%] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 100120384170· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23%· as of 12 Nov 2026
Rental economics0/40
gross yield 3.8%; range width penalty ×0.81
- valuation_snapshotsrent estimate 3600/mo (range 3250-3950)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,336/mo, -65% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 54 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity12.8/15
516 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£862,500£1,322,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,150,000

At the asking price

Monthly rent£3,600/mo

Evidenced range £3,250-£3,950

Interest rate5.4%

Loan to value75%

Cash required: £405,050
Net cash flow: -£1,389/mo
Cash on cash: -4.1%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.93 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100120384170Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23%Valuation edge · as of 12 Nov 2026
valuation_snapshotsrent estimate 3600/mo (range 3250-3950)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3600/mo (range 3250-3950)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 54 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£870,000

Rent Estimate (pcm)£3,600

Gross Yield3.76%

1y Growth-

3y Growth+0.0%

5y Growth+2.3%

10y Growth+3.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3GL51 6EB

Approval Rate

100%12mo

Development

low

26/01812/CACN
T2 Cherry. Crown height reduction of 1m and spread by a maximum 1m, pruning back to previous reduction points, cutting back to strong suitable secondary growth. Shape and balance. New shape indicated in red on image. T5 Paper Birch. Crown thin whole canopy by 20%, cutting back to strong suitable secondary growth, to allow more light penetration onto garden. T7 Apple. Removal of decayed limbs over lawn area back to main stem. Height reduction of 1.5m and spread by 1m, cutting back to strong suitable secondary growth. Shape and balance. New shape indicated in red on image.
Approved
26/01801/CACN
1: Reduce 4x small conifer trees down to just below the wall line, 2: Top small hedge line level and reduced by around 6", 3: Reduce cherry by 1/3 , remove any over hang to the next doors property. All cuts to be to BS3998, 4: Side up all trees and bushes along fence and garage line back the fence line, 5: Reduce apple tree by 1/3 , all cuts to be to BS3998.
Approved
26/01786/DISCON
Discharge of condition 3 (Design Details) of granted listed building consent 25/02034/LBC
Pending

View Planning Timeline