Applecross, 24 Sandy Lane, Charlton Kings, Cheltenham, GL53 9BZ

UPRN:100120397157Detached House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band GEPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Applecross, 24 Sandy Lane, Charlton Kings, Cheltenham, GL53 9BZ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,587,000

£1.51M - £1.67MHigh

Estimate

£1.59M

Range

£1.51M – £1.67M

Rent Estimate (pcm)

£6,550

£6k - £7k

Monthly

£6,550

Yield

4.93%

Verdict

Derived from HomePortfolio scores

Applecross earns an INVESTIGATE rating with HP Score 71/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (30/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

3/ 100

Low

Walkability

30/ 100

Mixed

Transit & Bike

Transit 17Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,595,000

At the asking price

Monthly rent£6,550/mo

Evidenced range £5,900-£7,150

Interest rate5.4%

Loan to value75%

Cash required: £584,950
Net cash flow: -£849/mo
Cash on cash: -1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,587,000

Rent Estimate (pcm)£6,550

Gross Yield4.93%

1y Growth-21.5%

3y Growth+0.5%

5y Growth+3.0%

10y Growth+3.1%

Last Sold Price£560,000 (2006-11-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GL53 9BZ

Approval Rate

-12mo

Development

low

26/01756/DISCON
Discharge of condition 4 (part i. contaminated land report) and condition 5 (drainage) of planning permission ref. 25/01232/FUL.
Pending
26/01753/CLPUD
Hip to gable loft conversion and rear dormer window.
Pending
26/01675/TPO
Removal of dead willow tree under a 5 Day Notice of Intent to fell.
Approved

View Planning Timeline

Ownership

Corporate Ownership70.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-11-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,014

Population Density-

Owner Occupied87%

Age Distribution

0-15 17%16-64 50%65+ 33%

View Area Profile

Schools Nearby

The Richard Pate School
0.4 mi
Inspected by ISI
St Edward's School
0.5 mi
Inspected by ISI
Naunton Park Primary School
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Leckhampton Church of England Primary School
0.6 mi
Good

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Sandy Lane
-
£1.30M
-
2 Sandy Lane
-
£875k
-
Cartmel, 10B Sandy Lane
-
£1.11M
-
4 Sandy Lane
-
£580k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN