47 St Peters Close, Cheltenham, GL51 9DX

UPRN:100120399346Flat/Maisonette1 bedsBuilt 1991-1995

LeaseholdCouncil Tax: Band AEPC: C (71)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

47 St Peters Close, Cheltenham, GL51 9DX

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£74,000

£71k - £78kHigh

Estimate

£74k

Range

£71k – £78k

Rent Estimate (pcm)

£450

£400 - £450

Monthly

£450

Yield

7.20%

Verdict

Derived from HomePortfolio scores

47 St Peters Close earns an INVESTIGATE rating with HP Score 78/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

65/ 100

Moderate

Transit & Bike

Transit 27Bike 67

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£75,000

At the asking price

Monthly rent£450/mo

Evidenced range £400-£450

Interest rate5.4%

Loan to value75%

Cash required: £23,800
Net cash flow: £58/mo
Cash on cash: 2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£74,000

Rent Estimate (pcm)£450

Gross Yield7.20%

1y Growth-

3y Growth+0.0%

5y Growth+2.3%

10y Growth+3.7%

Last Sold Price£26,000 (2000-10-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1GL51 9DX

Approval Rate

0%12mo

Development

low

26/01799/DEMCON
The complete demolition of the existing vacant industrial building and associated structures at Unit H, Malmesbury Road.
Pending
26/01727/CLPUD
Partial conversion of garage, to create Utility / Cloakroom.
Pending
26/01703/AMEND
Non-material amendment of granted permission 25/01491/FUL; no thermal insulation to be applied to any elevations under render, no change to colour or finish.
Approved

View Planning Timeline

Ownership

Corporate Ownership68.3%
Overseas OwnershipNo
Lease Term Remaining77 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2000-10-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,014

Population Density3,802 /km²

Owner Occupied73%

Age Distribution

0-15 15%16-64 67%65+ 18%

View Area Profile

Schools Nearby

Gardners Lane Primary School
0.4 mi
GoodConcerns
Rowanfield Infant School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Gloucester Road Primary School
0.5 mi
-
Rowanfield Junior School
0.5 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

91 St Peters Close
-
£137k
-
143 St Peters Close
-
£130k
-
93 St Peters Close
-
£133k
-
31 St Peters Close
-
£113k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN