33 Willow Road, Charlton Kings, Cheltenham, GL53 8PH

UPRN:100120403446Semi-Detached Bungalow2 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band CEPC: D (62)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

33 Willow Road, Charlton Kings, Cheltenham, GL53 8PH

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£373,000

£355k - £392kHigh

Estimate

£373k

Range

£355k – £392k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

4.64%

Verdict

Derived from HomePortfolio scores

33 Willow Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

51/ 100

Moderate

Transit & Bike

Transit 27Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£262/mo
Cash on cash: -2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£373,000

Rent Estimate (pcm)£1,450

Gross Yield4.64%

1y Growth-

3y Growth+0.5%

5y Growth+3.0%

10y Growth+3.1%

Last Sold Price£210,000 (2013-04-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GL53 8PH

Approval Rate

-12mo

Development

low

26/01708/FUL
Installation of dropped kerb.
Pending
26/01682/CACN
T1 Silver birch reduce by 3m and shap, T3 Silver birch reduce by 3m and shape.
Approved
26/01668/CACN
T.1 - Sycamore along boundary line in rear garden - included branch union at base - reduce crown height by 2m and lateral spread by 1.5m and install cobra bracing.
Approved

View Planning Timeline

Ownership

Corporate Ownership70.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-04-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,014

Population Density425 /km²

Owner Occupied90%

Age Distribution

0-15 20%16-64 57%65+ 23%

View Area Profile

Schools Nearby

Balcarras School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Charlton Kings Junior School
0.2 mi
GoodImproving
Charlton Kings Infants' School
0.3 mi
GoodImproving
Glenfall Community Primary School
0.5 mi
Good

2 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

39 Willow Road
-
£572k
-
29 Willow Road
-
£264k
-
39 Willow Road
-
£400k
-
23 Willow Road
-
£285k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN