5 Oakdene, Oak Manor Drive, Cheltenham, GL52 6SZ

UPRN:100120410197Flat/Maisonette2 bedsBuilt 1996-2002

Tenure: -Council Tax: Band BEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

5 Oakdene, Oak Manor Drive, Cheltenham, GL52 6SZ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£190,000

£171k - £209kMedium

Estimate

£190k

Range

£171k – £209k

Rent Estimate (pcm)

£850

£750 - £900

Monthly

£850

Yield

5.10%

Verdict

Derived from HomePortfolio scores

5 Oakdene earns an INVESTIGATE rating with HP Score 84/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

79/ 100

High

Transit & Bike

Transit 28Bike 52

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -5.3% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100120410197· as of 9 Nov 2026
Rental economics0.7/40
gross yield 5.1%; range width penalty ×0.85
- valuation_snapshotsrent estimate 850/mo (range 750-900)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -342/mo, -40% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 67 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
595 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£150,000£230,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£199,995

At the asking price

Monthly rent£850/mo

Evidenced range £750-£900

Interest rate5.4%

Loan to value75%

Cash required: £62,799
Net cash flow: -£87/mo
Cash on cash: -1.7%
Score at this price: 14

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100120410197Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 850/mo (range 750-900)Rental economics · as of 9 Nov 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 850/mo (range 750-900)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 67 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£190,000

Rent Estimate (pcm)£850

Gross Yield5.10%

1y Growth-

3y Growth+3.0%

5y Growth+1.9%

10y Growth+3.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GL52 6SZ

Approval Rate

-12mo

Development

low

26/01764/DISCON
Discharge of Condition 16 (external facing brickwork) of planning permission 24/01392/CONDIT.
Pending
26/01758/CACN
Front garden - T.1 - Sorbus - reduce crown by 1-1.5m and shape back to previous pruning points T.2 - Box elder - reduce crown by 1-2m and shape back to previous pruning points T.3 - Holly - reduce crown by 0.5-1m and shape back to previous pruning points T.4 - Norway maple (crimson king)- reduce crown by 1-1.5m and shape back to previous pruning points T.5 - Box elder - reduce crown by 1-2m and shape back to previous pruning points T.6 - Norway maple (crimson king)- reduce crown by 1-1.5m and shape back to previous pruning points Rear garden - T.7 - Himalayan birch - reduce crown by 1.5m and shape back to previous pruning points T.8 - Himalayan birch - reduce crown by 1.5m and shape back to previous pruning points T.9 - Norway maple (crimson king)- reduce crown by 1-1.5m and shape back to previous pruning points T.10 - Norway maple (emerald queen)- reduce crown by 1-1.5m and shape back to previous pruning points T.11 - Norway maple (crimson king)- reduce crown by 1-1.5m and shape back to previous pruning points G.1 - Hawthorn x3 along rear wall line - reduce and shape by 1m back to previous pruning points Holly along rear wall line - shape/trim up back to previous pruning points T.12 - Box elder in neighbouring garden - reduce crown overhang on garden side by 2m and reduce overall crown by 1.5m and shape T.13 - Cherry - reduce crown and shape by 0.5m back to previous pruning points T.14 - Cherry - reduce crown and shape by 0.5m back to previous pruning points
Approved
26/01710/FUL
Erection of single storey front extension and rear dormer window, together with the formation of two first floor roof terraces, part cladding of the front and side elevations, replacement slate tiled roof coverings and other associated works.
Pending

View Planning Timeline