3 Farm Street, Gloucester, GL1 5AW

UPRN:100120470928Terrace Property2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£173,000

£164k - £182kHigh

Estimate

£173k

Range

£164k – £182k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

8.47%

Verdict

Derived from HomePortfolio scores

3 Farm Street earns an INVESTIGATE rating with HP Score 83/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

92/ 100

Excellent

Transit & Bike

Transit 27Bike 75

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,150-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £257/mo
Cash on cash: 5.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.09 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£173,000

Rent Estimate (pcm)£1,200

Gross Yield8.47%

1y Growth-

3y Growth+0.4%

5y Growth+1.9%

10y Growth+3.2%

Last Sold Price£118,500 (2015-09-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GL1 5AW

Approval Rate

-12mo

Development

low

26/00955/DEM
Application to determine if prior approval is required for the proposed demolition of Former Hatherley Road Day Centre and all associated extensions and outbuildings, front and rear fencing along Hatherley Road and Vicarage Road Frontages.
Pending
26/00918/FUL
Change of use from a guest house (Class C1) to a 9-bedroom house in multiple occupancy (sui generis), with associated car parking, refuse storage, cycle storage, and landscaping works. Plans include the addition of a rooflight, windows and alterations to external walls, and the formation of a new vehicular access and dropped kerbs via Stroud Road.
Pending
26/00904/FUL
Alteration to existing single storey rear extension to form a consistent single flat roof, installation of 2no. flat roof windows and raising the cill of a window on the side elevation.
Pending

View Planning Timeline