21 Morgan Drive, Whitworth, Spennymoor, DL16 7QF

UPRN:10012056437Terrace Property4 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band CEPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

21 Morgan Drive, Whitworth, Spennymoor, DL16 7QF

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£183,000

£174k - £193kHigh

Estimate

£183k

Range

£174k – £193k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

8.52%

Verdict

Derived from HomePortfolio scores

21 Morgan Drive earns an INVESTIGATE rating with HP Score 66/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (14/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

72/ 100

High

Crime Score

23/ 100

Moderate

Walkability

14/ 100

Low

Transit & Bike

Transit 7Bike 18

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£183,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,250-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £57,360
Net cash flow: £282/mo
Cash on cash: 5.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.10 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£183,000

Rent Estimate (pcm)£1,300

Gross Yield8.52%

1y Growth+6.3%

3y Growth+3.4%

5y Growth+1.2%

10y Growth+1.4%

Last Sold Price£178,995 (2011-10-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DL16 7QF

Approval Rate

-12mo

Development

low

DM/26/02591/FPA
Erection of single-storey rear, rear infill and side extensions; enlargement and alteration of the existing roof including increased ridge height and formation of rear dormer to facilitate loft conversion; removal of existing front projecting gable, relocation of principal entrance, and associated alterations
Pending
DM/26/02041/FPA
Pitched roof extension to front and single storey extension to rear
Approved
DM/26/02021/FPA
Installation of freestanding steel storage container
Approved

View Planning Timeline

Ownership

Corporate Ownership78.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2011-10-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density-

Owner Occupied59%

Age Distribution

0-15 21%16-64 62%65+ 17%

View Area Profile

Schools Nearby

Norman Cornish Academy
0.1 mi
Inspected as The Meadows School (URN 131905) on 5 Dec 2023
Whitworth Park Academy
0.4 mi
Good
Rosa Street Primary and Nursery Academy
0.5 mi
Good
Middlestone Moor Academy
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Morgan Drive
-
£160k
-
61 Morgan Drive
-
£265k
-
67 Morgan Drive
-
£200k
-
19 Morgan Drive
-
£170k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN