Everton House, 8 Bank Street, Malvern, WR14 2JN

UPRN:100120596830Semi-Detached Property3 bedsBuilt -

FreeholdCouncil Tax: Band BEPC: -

Data freshness:Listing· freshPlanning· 1mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Everton House, 8 Bank Street, Malvern, WR14 2JN

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£398,000

£358k - £438kMedium

Estimate

£398k

Range

£358k – £438k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

11.20%

Verdict

Derived from HomePortfolio scores

Everton House earns an INVESTIGATE rating with HP Score 73/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

41/ 100

Elevated

Walkability

78/ 100

High

Transit & Bike

Transit 12Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
estimate implies a 62% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£150,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,250-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £46,800
Net cash flow: £463/mo
Cash on cash: 11.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.77 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£398,000

Rent Estimate (pcm)£1,400

Gross Yield11.20%

1y Growth-

3y Growth-1.1%

5y Growth+0.7%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3WR14 2JN

Approval Rate

66.7%12mo

Development

low

M/26/01718/CAN
Fell one tree (species unknown), as detailed on application form and in accompanying information.
Pending
M/26/01712/TPOA
Undertake targeted canopy reduction works to one oak, as detailed on application form and in accompanying information.
Pending
M/26/01702/CAN
Proposed side canopy reduction to silver birch tree to east and west boundary Undertake tree works, as detailed on application form and in any accompanying information
Pending

View Planning Timeline

Ownership

Corporate Ownership71%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,167

Population Density-

Owner Occupied63%

Age Distribution

0-15 9%16-64 53%65+ 38%

View Area Profile

Schools Nearby

St Joseph's Catholic Primary School Malvern
0.4 mi
Good
Beacon View Primary School
0.6 mi
Inspected as Grove Primary School (URN 135067) on 15 Mar 2022
Northleigh CofE Primary School
0.6 mi
Good
Somers Park Primary School
0.8 mi
Good

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Woodland Lodge, 2 Bank Street
-
£885k
-
20 Bank Street
-
£460k
-
6 Bank Street
-
£310k
-
14 Bank Street
-
£230k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN