38 Fladbury Close, Redditch, B98 7RX

UPRN:100120619862Terrace Property3 bedsBuilt 1967-1975

LeaseholdCouncil Tax: Band AEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£169,000

£161k - £178kHigh

Estimate

£169k

Range

£161k – £178k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

7.41%

Verdict

Derived from HomePortfolio scores

38 Fladbury Close earns an INVESTIGATE rating with HP Score 62/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

44/ 100

Elevated

Walkability

54/ 100

Moderate

Transit & Bike

Transit 29Bike 56

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 4 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge2.5/15
claims [AVM -0.6% (HIGH), sold-comps +10.1%, £/sqft +10.1%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100120619862· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 5.6%· as of 30 Oct 2026
Rental economics19.3/40
gross yield 7.4%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1050/mo (range 1000-1100)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -75/mo, -7% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 101 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
410 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£127,500£195,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £153/mo
Cash on cash: 3.5%
Score at this price: 36

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.83 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100120619862Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 5.6%Valuation edge · as of 30 Oct 2026
valuation_snapshotsrent estimate 1050/mo (range 1000-1100)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1050/mo (range 1000-1100)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 101 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£169,000

Rent Estimate (pcm)£1,050

Gross Yield7.41%

1y Growth-

3y Growth+0.3%

5y Growth+1.1%

10y Growth+3.7%

Last Sold Price£77,000 (2011-06-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0B98 7RX

Approval Rate

-12mo

Development

low

26/01221/FUL
Replacement of existing roof with new insulated roof, two storey extension and extension of first floor upwards on South West wing of building with alterations to fenestration. Proposed 72 solar panels on new roof.
Pending
TPO26/126
T16 - Acer pseudopolatanus (Sycamore). Full removal to allow construction of a ramp suitable to allow access for disabled people/people with mobility issues T17 - Acer pseudopolatanus (Sycamore). Full removal to allow construction of a ramp suitable to allow access for disabled people/people with mobility issues T18 - Cerasus avium (Wild Cherry). Full removal to allow construction of a ramp suitable to allow access for disabled people/people with mobility issues T20 - Fraxinus excelsior (Ash). Full removal to allow construction of a ramp suitable to allow access for disabled people/people with mobility issues T21 - Acer pseudopolatanus (Sycamore). Full removal to allow construction of a ramp suitable to allow access for disabled people/people with mobility issues T22 - Fraxinus excelsior (Ash). Full removal to allow construction of a ramp suitable to allow access for disabled people/people with mobility issues T27 - Acer pseudopolatanus (Sycamore). Full removal to allow construction of a ramp suitable to allow access for disabled people/people with mobility issues T28 - Acer pseudopolatanus (Sycamore). Full removal to allow construction of a ramp suitable to allow access for disabled people/people with mobility issues T61 - Cerasus avium (Wild Cherry). Full removal to allow construction of a ramp suitable to allow access for disabled people/people with mobility issues T63 - Fraxinus excelsior (Ash). Full removal to allow construction of a ramp suitable to allow access for disabled people/people with mobility issues
Approved
26/00835/FUL
Addition of access ramp to business premises.
Approved

View Planning Timeline

Ownership

Corporate Ownership64.1%
Overseas OwnershipNo
Lease Term Remaining50 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2011-06-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,113

Population Density-

Owner Occupied30%

Age Distribution

0-15 27%16-64 62%65+ 11%

View Area Profile

Schools Nearby

St Thomas More Catholic First School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Beacon Primary Pupil Referral Unit
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Woodrow First School
0.3 mi
Good
Tudor Grange Academy Redditch
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

39 Fladbury Close
-
£177k
-
55 Fladbury Close
-
£175k
-
59 Fladbury Close
-
£180k
-
45 Fladbury Close
-
£150k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN