12 Savile Close, Thames Ditton, KT7 0BU

UPRN:10012066562Detached House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band GEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,443,000

£1.37M - £1.52MHigh

Estimate

£1.44M

Range

£1.37M – £1.52M

Rent Estimate (pcm)

£5,150

£5k - £6k

Monthly

£5,150

Yield

4.58%

Verdict

Derived from HomePortfolio scores

12 Savile Close earns an INVESTIGATE rating with HP Score 83/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

74/ 100

High

Transit & Bike

Transit 17Bike 54

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +6.4% (HIGH), sold-comps -36.2%, £/sqft -36.2%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 10012066562· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.8%· as of 10 Nov 2026
Rental economics0/40
gross yield 4.6%; range width penalty ×0.75
- valuation_snapshotsrent estimate 5150/mo (range 4600-5750)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,045/mo, -40% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 86 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
127 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,012,500£1,552,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,350,000

At the asking price

Monthly rent£5,150/mo

Evidenced range £4,600-£5,750

Interest rate5.4%

Loan to value75%

Cash required: £485,050
Net cash flow: -£991/mo
Cash on cash: -2.5%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10012066562Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.8%Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 5150/mo (range 4600-5750)Rental economics · as of 14 Nov 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5150/mo (range 4600-5750)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 86 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£1,443,000

Rent Estimate (pcm)£5,150

Gross Yield4.58%

1y Growth-

3y Growth-3.5%

5y Growth+1.6%

10y Growth-0.2%

Last Sold Price£600,000 (2009-05-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0KT7 0BU

Approval Rate

-12mo

Development

low

2026/2581
Confirmation of Compliance with Condition: 17 (Site supervision) of planning permission 2024/0748.
Pending
2026/2574
PNT - Telecommunications Notification: The removal of the existing 3no. antennas and the installation of 6no. new antennas, the removal of existing 1no. RBS Cabinet to be removed and replaced with 1no. PSC Cabinet and the development of ancillary equipment thereto.
Pending
2026/2534
Installation of solar panels to front and rear roof slopes.
Pending

View Planning Timeline

Ownership

Corporate Ownership51.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-05-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,607

Population Density-

Owner Occupied84%

Age Distribution

0-15 24%16-64 59%65+ 17%

View Area Profile

Schools Nearby

Thames Ditton Junior School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Esher Sixth Form College
0.4 mi
-
Thames Ditton Infant School
0.4 mi
Good
Weston Green Preparatory School
0.5 mi
Inspected by ISI

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Savile Close
-
£1.38M
-
6 Savile Close
-
£1.14M
-
15 Savile Close
-
£1.45M
-
10 Savile Close
-
£1.19M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN