Flat 2, 45 Broad Street, Worcester, WR1 3LR

UPRN:100120675955Flat/MaisonetteBeds -Built before 1900

Tenure: -Council Tax: Band BEPC: D (63)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 2, 45 Broad Street, Worcester, WR1 3LR

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£132,000

£106k - £159kLow

Estimate

£132k

Range

£106k – £159k

Rent Estimate (pcm)

£600

£550 - £650

Monthly

£600

Yield

0.96%

Verdict

Derived from HomePortfolio scores

Flat 2 earns an INVESTIGATE rating with HP Score 55/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

65/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

68/ 100

Moderate

Transit & Bike

Transit 32Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£650

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£2,116/mo
Cash on cash: -10.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.24 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£132,000

Rent Estimate (pcm)£600

Gross Yield0.96%

1y Growth-

3y Growth+2.1%

5y Growth+2.2%

10y Growth+1.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

5WR1 3LR

Approval Rate

0%12mo

Development

low

26/01034/CAN
Undertake arboricultural management works to the trees and shrubs identified within the report "B J Unwin - Diglis House Hotel - Tree Management Inventory" dated 8 November 2026, in accordance with the schedule of works contained therein.
Pending
26/01037/GPDG
Prior approval for a change of use of a hairdressers (use class E) to create a bedroom and storage area for adjacent apartment (use class C3)
Pending
26/01026/HP
Installation of external wall insulation with brick-effect render, including demolition and rebuilding of the existing brick pillar.
Pending

View Planning Timeline

Ownership

Corporate Ownership56.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,997

Population Density-

Owner Occupied13%

Age Distribution

0-15 8%16-64 87%65+ 5%

View Area Profile

Schools Nearby

The King's School
0.4 mi
Inspected by ISI
St Clement's CofE Primary
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Perryfields Primary Pupil Referral Unit
0.5 mi
Outstanding
Royal Grammar School Worcester
0.5 mi
Inspected by ISI

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

51 Broad Street
-
£200k
-
48 Broad Street
-
£385k
-
46 Broad Street
-
£300k
-
45 Broad Street
-
£305k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN