17 Mortimer Terrace, Lower Street, Cleobury Mortimer, Kidderminster, DY14 8AJ

UPRN:10012070542Mid Terrace House4 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (53)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

17 Mortimer Terrace, Lower Street, Cleobury Mortimer, Kidderminster, DY14 8AJ

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£229,000

£218k - £241kHigh

Estimate

£229k

Range

£218k – £241k

Rent Estimate (pcm)

£850

£800 - £950

Monthly

£850

Yield

4.53%

Verdict

Derived from HomePortfolio scores

17 Mortimer Terrace earns an INVESTIGATE rating with HP Score 73/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (64/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

64/ 100

Moderate

Transit & Bike

Transit 26Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£225,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£950

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: -£171/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.12 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£229,000

Rent Estimate (pcm)£850

Gross Yield4.53%

1y Growth-3.1%

3y Growth-7.0%

5y Growth+2.4%

10y Growth+3.6%

Last Sold Price£292,000 (2024-04-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DY14 8AJ

Approval Rate

-12mo

Development

low

26/03858/DIS
Discharge of Condition 4(a) (WSI) for planning application number 25/02498/FUL
Pending
26/03342/TCA
Reduce crown by approx 3-4m of 1no. Beech and reduce height and width by 2-3m and thin foliage of 1no. Magnolia within Cleobury Mortimer Conservation Area
Pending
26/02973/TCA
Fell 2no. Lawson Cypress (Trees A & B) and 1no. Sycamore (Tree C) within Cleobury Mortimer Conservation Area
Decided

View Planning Timeline

Ownership

Corporate Ownership75.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-04-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,603

Population Density4,299 /km²

Owner Occupied57%

Age Distribution

0-15 18%16-64 59%65+ 23%

View Area Profile

Schools Nearby

The Lacon Childe School
0.3 mi
Requires improvementConcerns
Cleobury Mortimer Primary School
0.3 mi
Good
Bayton CofE Primary School
2.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Far Forest Lea Memorial CofE Primary School
3.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

17 Mortimer Terrace
-
£292k
-
17 Mortimer Terrace
-
£268k
-
16 Mortimer Terrace
-
£110k
-
15 Mortimer Terrace
-
£215k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN