Vine Cottage, Pewterers Alley, Bewdley, DY12 1AE

UPRN:100120751689Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band FEPC: D (66)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Vine Cottage, Pewterers Alley, Bewdley, DY12 1AE

HP Score

/ 100

Strong

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£518,000

£414k - £622kLow

Estimate

£518k

Range

£414k – £622k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

2.05%

Verdict

Derived from HomePortfolio scores

Vine Cottage earns an INVESTIGATE rating with HP Score 80/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

71/ 100

High

Transit & Bike

Transit 12Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 2.0%; range width penalty ×0.65
- valuation_snapshotsrent estimate 1450/mo (range 1250-1650)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,650/mo, -183% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Risk & liquidity9.2/15
124 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£850,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,250-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £288,800
Net cash flow: -£1,865/mo
Cash on cash: -7.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.51 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1450/mo (range 1250-1650)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1250-1650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£518,000

Rent Estimate (pcm)£1,450

Gross Yield2.05%

1y Growth-

3y Growth+2.9%

5y Growth+1.7%

10y Growth+3.9%

Last Sold Price£331,000 (2010-10-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

9DY12 1AE

Approval Rate

100%12mo

Development

low

26/0789/HOU
Replacement of two window frames
Pending
26/0788/LBC
Replacement of existing roof with matching clay tiles and tiles reclaimed from existing roof, along with replacement of felt roofing with new breathable membrane, new lathe and insultation, flashing repair, and barge board repair
Pending
26/0786/HOU
Erection of a single-storey side extension and widening of the existing vehicular access, including extension of the dropped kerb and associated vehicular crossing.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-10-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,408

Population Density1,795 /km²

Owner Occupied80%

Age Distribution

0-15 13%16-64 54%65+ 33%

View Area Profile

Schools Nearby

Bewdley Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Bewdley School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Wribbenhall School
0.7 mi
Inspected by ISI
St Anne's CofE VC Primary School
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Nunneries Pewterers Alley
-
£124k
-
Pewterers Cottage Pewterers Alley
-
£180k
-
Pewterers House Pewterers Alley
-
£220k
-
Malthouse Pewterers Alley
-
£510k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN