2 Edgecote Cottages, East End, Hook Norton, Banbury, OX15 5LF

UPRN:100120797178Terrace Property2 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band BEPC: E (42)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

2 Edgecote Cottages, East End, Hook Norton, Banbury, OX15 5LF

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£202,000

£192k - £212kHigh

Estimate

£202k

Range

£192k – £212k

Rent Estimate (pcm)

£850

£750 - £900

Monthly

£850

Yield

5.10%

Verdict

Derived from HomePortfolio scores

2 Edgecote Cottages earns an INVESTIGATE rating with HP Score 69/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

23/ 100

Low

Transit & Bike

Transit 7Bike 18

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£199,995

At the asking price

Monthly rent£850/mo

Evidenced range £750-£900

Interest rate5.4%

Loan to value75%

Cash required: £62,799
Net cash flow: -£87/mo
Cash on cash: -1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£202,000

Rent Estimate (pcm)£850

Gross Yield5.10%

1y Growth-

3y Growth-1.9%

5y Growth+0.7%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1OX15 5LF

Approval Rate

100%12mo

Development

low

26/02785/TPO
2T14 - Cherry (TPO) - Dead - remove and replace. 2T8 - Weeping Willow(TPO) - Re pollard. 3T4 - Common White beam (TPO) - Fell, central dead stem, limb failure and continued decline -Replace. 3T5 - Common Whitebeam (TPO) - Low limb extending over footpath from decayed junction at Crown break. Remove. M3T6 - Common Whitebeam (TPO) - Crown reduce by 1.5 m. M3T7 - Common Whitebeam (TPO) - Crown reduce by 1.5 m.
Pending
26/02808/F
Replace existing rear extension with new single storey extension, erection of home office/garden building and new front porch
Pending
26/02611/LB
Internal Alterations to The Gatehouse to form a new WC & create a Dressing Room & En-suite area off the Master Bedroom.
Pending

View Planning Timeline