36 Charles Street, Oxford, OX4 3AS

UPRN:100120811233End Terrace House5 bedsBuilt before 1900

Tenure: -Council Tax: Band EEPC: D (63)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£665,000

£599k - £732kMedium

Estimate

£665k

Range

£599k – £732k

Rent Estimate (pcm)

£3,350

£3k - £4k

Monthly

£3,350

Yield

6.99%

Verdict

Derived from HomePortfolio scores

36 Charles Street earns an INVESTIGATE rating with HP Score 78/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

82/ 100

High

Transit & Bike

Transit 17Bike 82

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
advert has 3 bedrooms but the valuation snapshot describes 5 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£3,350/mo

Evidenced range £3,100-£3,600

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: £379/mo
Cash on cash: 2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.73 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£665,000

Rent Estimate (pcm)£3,350

Gross Yield6.99%

1y Growth+27.4%

3y Growth+2.4%

5y Growth+2.0%

10y Growth+2.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1OX4 3AS

Approval Rate

100%12mo

Development

low

26/02618/FUL
Temporary change of use of part of the ground floor of Douglas House from hospice (Use Class C2) to a clinic for specialist research (Use Class F1).
Pending
26/02556/FUL
Formation of 2no. rear dormer in association with a loft conversion. Insertion of 3no. rooflights to front elevation.
Pending
26/02558/CAT
Works to various trees as specified by G Tree Surgery Ltd in the St. Clement's And Iffley Road Conservation Area. T1 Quince tree 2.5 meters over crown reduction T2 Walnut tree 2.5 meters over crown reduction T3 Eucalyptus tree Remove down to ground level T4 2.5 meters over crown reduction 20% thinning
Pending

View Planning Timeline