11 Clive Road, Oxford, OX4 3EJ

UPRN:100120812196Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: D (65)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£477,000

£454k - £501kHigh

Estimate

£477k

Range

£454k – £501k

Rent Estimate (pcm)

£2,650

£3k - £3k

Monthly

£2,650

Yield

6.36%

Verdict

Derived from HomePortfolio scores

11 Clive Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

66/ 100

Elevated

Walkability

89/ 100

Excellent

Transit & Bike

Transit 24Bike 84

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,500-£2,800

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: £147/mo
Cash on cash: 1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.57 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£477,000

Rent Estimate (pcm)£2,650

Gross Yield6.36%

1y Growth-

3y Growth+2.4%

5y Growth+2.0%

10y Growth+2.8%

Last Sold Price£190,000 (2003-05-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX4 3EJ

Approval Rate

-12mo

Development

low

26/02722/FUL
Conversion of garage into a habitable space. Erection of a single storey front extension. Erection of a single storey side extension. Formation of a front porch.
Pending
26/02715/FUL
Demolition of wall to front elevation. Erection of wall to front elevation. Alterations to roof to match new wall location (retrospective).
Pending
26/02703/FUL
Erection of a first floor rear extension, alteration to fenerstration.
Pending

View Planning Timeline