10 Elmthorpe Road, Wolvercote, Oxford, OX2 8PA

UPRN:100120816802Semi-Detached House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 3mo ago

10 Elmthorpe Road, Wolvercote, Oxford, OX2 8PA

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£650,000

£618k - £683kHigh

Estimate

£650k

Range

£618k – £683k

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

4.85%

Verdict

Derived from HomePortfolio scores

10 Elmthorpe Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (64/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

64/ 100

Moderate

Transit & Bike

Transit 15Bike 73

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£655,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,400-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £220,550
Net cash flow: -£376/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.20 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£650,000

Rent Estimate (pcm)£2,650

Gross Yield4.85%

1y Growth-

3y Growth-4.3%

5y Growth-1.7%

10y Growth+0.6%

Last Sold Price£380,000 (2008-07-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2OX2 8PA

Approval Rate

-12mo

Development

low

26/02540/CAT
Works to 1no. Yew tree as specified by Arbor Tree Specialists in the Wolvercote With Godstow Conservation Area.
Pending
26/02447/CPU
Application to certify that the proposed alterations to roof to form hip to gable, formation of 1no. rear dormer and insertion of 2no. rooflights to front roofslope in association with a loft conversion is lawful development.
Pending
26/02420/CAT
Works to various trees as specified by Arbor Tree Specialists in the Wolvercote With Godstow Conservation Area.
Pending

View Planning Timeline