16 Lincoln Road, Oxford, OX1 4TB

UPRN:100120826465Semi-Detached HouseBeds -Built -

FreeholdCouncil Tax: Band EEPC: -

Data freshness:Listing· freshPlanning· freshOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£611,000

£550k - £672kMedium

Estimate

£611k

Range

£550k – £672k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

3.75%

Verdict

Derived from HomePortfolio scores

16 Lincoln Road earns an INVESTIGATE rating with HP Score 68/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

40/ 100

Elevated

Walkability

65/ 100

Moderate

Transit & Bike

Transit 12Bike 79

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -30.9% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 100120826465· as of 10 Oct 2026
Rental economics0/40
gross yield 3.8%; range width penalty ×0.84
- valuation_snapshotsrent estimate 2500/mo (range 2250-2700)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,668/mo, -67% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 61 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity12.8/15
166 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£600,000£920,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,250-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£969/mo
Cash on cash: -4.3%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.93 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100120826465Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 2500/mo (range 2250-2700)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2500/mo (range 2250-2700)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 61 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£611,000

Rent Estimate (pcm)£2,500

Gross Yield3.75%

1y Growth-

3y Growth-0.5%

5y Growth+1.1%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1OX1 4TB

Approval Rate

100%12mo

Development

low

26/02494/FUL
Change of use from public house (Sui Generis) to Hotel with public bar (Use Class C1). Erection of a first floor extension to existing single storey annex in the courtyard to create 2no. additional hotel rooms. Erection of a first and second floor extension over existing courtyard. Erection of new floor to accommodate additional hotel rooms. Removal of chimney and bay window to south elevation. Formation of new boundary treatments with new gate access. Alterations to fenestrations including widening of fire door to north west elevation. Alterations to landscaping including pub garden seating area. Repairs to existing boundary wall. Provision of car parking, bin and cycle stores.
Pending
26/02437/H42
Application for prior approval for the erection of a single storey rear extension, which would extend beyond the rear wall of the original house by 5.8m, for which the maximum height would be 3.0m, and for which the height of the eaves would be 3.0m.
Pending
26/02340/FUL
Formation of 1no. rear dormer in association with a loft conversion, Insertion of 2no. rooflights to front roofslope and 1no. rooflight to the rear roofslope
Pending

View Planning Timeline

Ownership

Corporate Ownership40.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,517

Population Density1,551 /km²

Owner Occupied50%

Age Distribution

0-15 18%16-64 72%65+ 10%

View Area Profile

Schools Nearby

New Hinksey Church of England Primary School
0.1 mi
-
Grandpont Nursery School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Mary and St John Church of England Primary School
0.6 mi
Good
St Ebbe's Church of England Aided Primary School
0.6 mi
Good

3 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

22 Lincoln Road
-
£695k
-
2A Lincoln Road
-
£250k
-
2A Lincoln Road
-
£270k
-
15 Lincoln Road
-
£645k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN