111 Normandy Crescent, Oxford, OX4 2TJ

UPRN:100120830717End Terrace HouseBeds -Built 1950-1966

Tenure: -Council Tax: Band CEPC: D (61)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£411,000

£370k - £452kMedium

Estimate

£411k

Range

£370k – £452k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

7.04%

Verdict

Derived from HomePortfolio scores

111 Normandy Crescent earns an INVESTIGATE rating with HP Score 69/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

61/ 100

Moderate

Transit & Bike

Transit 9Bike 75

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 14 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge2.5/15
claims [AVM +8.8% (MEDIUM), sold-comps +10.9%, £/sqft +10.9%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100120830717· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 18.8%· as of 4 Nov 2026
Rental economics15.9/40
gross yield 7.0%; range width penalty ×0.97
- valuation_snapshotsrent estimate 2200/mo (range 2050-2300)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -95/mo, -4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 14 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 191 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 14 Nov 2026
Risk & liquidity12.8/15
399 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£281,000£431,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,050-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: £257/mo
Cash on cash: 2.5%
Score at this price: 31

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.74 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100120830717Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 18.8%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 2200/mo (range 2050-2300)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 14 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 14 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2200/mo (range 2050-2300)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 191 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£411,000

Rent Estimate (pcm)£2,200

Gross Yield7.04%

1y Growth-

3y Growth+2.4%

5y Growth+2.0%

10y Growth+2.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

1OX4 2TJ

Approval Rate

100%12mo

Development

low

26/02680/FUL
Demolition of existing front porch, extension, shed and covered patio. Erection of a single storey rear extension, formation of a covered patio and decking, alterations to existing shed roof and garden store. Insertion of 1no. roof light to the front rooflsope, alteration to fenestration. Insertion of 1no. door to front elevation. Removal of existing boundary fence, formation of boundary wall. Removal of existing chimney, rear covered patio, decking and balcony. Alterations to existing render and cladding. Reinstatement of the vehicular access on the north side.
Pending
24/02892/CND4
Details submitted in compliance with condition 10 (Record of approved SuDS) of planning permission 24/02892/VAR.
Pending
24/00335/CND13
Details submitted in compliance with condition 28 (BREEAM) and 29 (Energy Statement) of planning permission 24/00335/FUL.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,517

Population Density-

Owner Occupied48%

Age Distribution

0-15 22%16-64 67%65+ 11%

View Area Profile

Schools Nearby

St Francis Church of England Primary School
0.1 mi
Inspected as St Francis Church of England Primary School (URN 123172) on 8 Dec 2021
Tyndale Community School
0.5 mi
-
Kings Education (Oxford)
0.5 mi
Inspected by ISI
Our Lady's Roman Catholic Primary School
0.5 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

113 Normandy Crescent
-
£550k
-
113 Normandy Crescent
-
£415k
-
119 Normandy Crescent
-
£180k
-
105 Normandy Crescent
-
£228k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN