19 Squitchey Lane, Oxford, OX2 7LD

UPRN:100120837285Terrace Property5 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: C (70)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,070,000

£1.02M - £1.12MHigh

Estimate

£1.07M

Range

£1.02M – £1.12M

Rent Estimate (pcm)

£4,400

£4k - £5k

Monthly

£4,400

Yield

4.80%

Verdict

Derived from HomePortfolio scores

19 Squitchey Lane earns an INVESTIGATE rating with HP Score 79/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

69/ 100

Moderate

Transit & Bike

Transit 17Bike 78

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,100,000

At the asking price

Monthly rent£4,400/mo

Evidenced range £3,950-£4,850

Interest rate5.4%

Loan to value75%

Cash required: £385,050
Net cash flow: -£666/mo
Cash on cash: -2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,070,000

Rent Estimate (pcm)£4,400

Gross Yield4.80%

1y Growth-

3y Growth-4.3%

5y Growth-1.7%

10y Growth+0.6%

Last Sold Price£508,750 (2009-06-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX2 7LD

Approval Rate

-12mo

Development

low

26/02664/FUL
Change of use of the vacant rear ground floor commercial (Use Class E) space to a 1no. 2-bed flat (Use Class C3). Insertion of 2no. windows to West elevation. Alteration to fenestrations. Provision of cycle and waste storage.
Pending
26/01256/CND
Details submitted in compliance with conditions 11 (Landscape Surface Design), 12 (Underground Services), 13 (TPP), and 15 (Details of Boundary Treatment) of planning permission 26/01256/FUL.
Pending
26/02632/FUL
Erection of a two storey side and a single storey rear extension, alterations to roof. Formation of front porch, installation of external rendal. Removal of 2no. windows and insertion of 6no. windows to side elevation
Pending

View Planning Timeline