37 Stratford Street, Oxford, OX4 1SP

UPRN:100120838992Terrace Property3 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£771,000

£732k - £810kHigh

Estimate

£771k

Range

£732k – £810k

Rent Estimate (pcm)

£3,900

£4k - £4k

Monthly

£3,900

Yield

6.46%

Verdict

Derived from HomePortfolio scores

37 Stratford Street earns an INVESTIGATE rating with HP Score 82/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

82/ 100

High

Transit & Bike

Transit 11Bike 82

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£725,000

At the asking price

Monthly rent£3,900/mo

Evidenced range £3,600-£4,200

Interest rate5.4%

Loan to value75%

Cash required: £245,050
Net cash flow: £253/mo
Cash on cash: 1.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.59 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£771,000

Rent Estimate (pcm)£3,900

Gross Yield6.46%

1y Growth-

3y Growth+2.4%

5y Growth+2.0%

10y Growth+2.8%

Last Sold Price£246,000 (2001-11-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX4 1SP

Approval Rate

-12mo

Development

low

25/00921/CND6
Details submitted in compliance with conditions 8 (Details of drainage,M&E installations) of planning permission 25/00921/VAR
Pending
24/01344/POM
Variation of S106 Agreement dated 3rd April 2025 attached to planning permission 24/01344/FUL (Redevelopment of the site comprising the demolition of the Waynflete Building and the existing extensions at the rear of 9-13 St Clements. Erection of new buildings to accommodate commercial uses at ground level fronting St Clements, replacement student accommodation and sub-dean flats, and provision of a multipurpose space. Installation of comprehensive landscaping scheme (amended plans and ownership certificate)) for changes to Schedule 4, Clause 3.1 to vary the Works Plan, mechanism for Highway Authority consent and reduction to a single cyclist dropped kerb.
Pending
26/02556/FUL
Formation of 2no. rear dormer in association with a loft conversion. Insertion of 3no. rooflights to front elevation.
Pending

View Planning Timeline