19 Trinity Street, Oxford, OX1 1TN

UPRN:100120840668Mid Terrace HouseBeds -Built 1996-2002

FreeholdCouncil Tax: Band DEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£448,000

£426k - £470kHigh

Estimate

£448k

Range

£426k – £470k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

5.87%

Verdict

Derived from HomePortfolio scores

19 Trinity Street earns an INVESTIGATE rating with HP Score 76/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

82/ 100

High

Transit & Bike

Transit 39Bike 76

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0.5/15
claims [AVM -0.4% (HIGH), sold-comps +0.7%, £/sqft +0.6%] → measured edge +0.11pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100120840668· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 3.5%· as of 1 Nov 2026
Rental economics6.4/40
gross yield 5.9%; range width penalty ×0.93
- valuation_snapshotsrent estimate 2200/mo (range 2050-2350)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -411/mo, -19% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 106 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.7/15
166 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£337,500£517,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,050-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: £4/mo
Cash on cash: 0.0%
Score at this price: 22

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.45 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100120840668Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 3.5%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 2200/mo (range 2050-2350)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2200/mo (range 2050-2350)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 106 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£448,000

Rent Estimate (pcm)£2,200

Gross Yield5.87%

1y Growth-

3y Growth-0.5%

5y Growth+1.1%

10y Growth+2.2%

Last Sold Price£349,700 (2016-01-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX1 1TN

Approval Rate

-12mo

Development

low

26/00429/CND
Details submitted in compliance with condition 3 (Historic Building Recording) and 10 (Ecology requirements) of listed building consent 26/00429/LBC
Pending
26/02637/CAT
Works to various trees as specified by Steve Howes in the Central Conservation Area. Tree 1. Magnolia Grandiflora Reference number 1_086 on attached Tree map 2 Required Work, Hard Reduction to 4m in Height and 2m Width. Tree 2. Magnolia Grandiflora reference number 1_067 on attached Tree map 2 Required Work, Hard cut back to original pruning height of 5m. Tree 3. Magnolia Grandiflora reference number 1_066 on attached Tree map 2 Required Work, Maintenance to reduce height and weight, prune back to previous pruning at 4m high. Tree 4. Sycamore, Acer pseudoplatanus reference number 1_065 on attached Tree map 1 Required work to cut 3m clear of the building. Tree 5. Sycamore, Acer pseudoplatanus reference number 1_045 on attached Tree map 2 Required work to cut 3m clear of the building Tree 6. Crataegus prunifolia reference number 1_008 on attached Tree map 2 Required work Remove deadwood and lift off bus shelter. Tree 7. Crataegus prunifolia reference number 1_007 on attached Tree Map 3 Required work Remove deadwood and lift off bus shelter. Tree 8. Salix chrysocoma reference number on attached map 2_191 Required work crown lift by 2m off the ground Tree 9. Salix chrysocoma reference number on attached map 2_197 Required work crown lift by 2m off the ground Tree 10. Salix chrysocoma reference number on attached map 2_284 Required work crown lift by 2m off the ground
Pending
26/02621/TPO
Works to 1no. Willow tree as specified by TreeScape as identified in the Oxford City Council - Osney Lane (No.1) Tree Preservation Order 2010. T1, Willow - Work to take place on the West side of the canopy only(where it overhangs the car park to Abbey Walk). Reduce lower overhanging branches back to previous points of pruning/knuckles/boundary fence line. No work to mid crown or upper canopy/apical stems. Prune to give clearance of 2m to adjacent building by removing branch tips only
Pending

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