3 Vicarage Close, Oxford, OX4 4PL

UPRN:100120841261Mid Terrace House3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band CEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£328,000

£312k - £345kHigh

Estimate

£328k

Range

£312k – £345k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

6.46%

Verdict

Derived from HomePortfolio scores

3 Vicarage Close earns an INVESTIGATE rating with HP Score 62/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

56/ 100

Elevated

Walkability

70/ 100

High

Transit & Bike

Transit 16Bike 75

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,600-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £115/mo
Cash on cash: 1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£328,000

Rent Estimate (pcm)£1,750

Gross Yield6.46%

1y Growth+11.5%

3y Growth+2.4%

5y Growth+2.0%

10y Growth+2.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX4 4PL

Approval Rate

-12mo

Development

low

26/02682/FUL
Alterations to hip to gable. Formation of 1no. rear dormer in association with a loft conversion. Insertion of 2no. rooflights to front elevation, erection of a single storey side extension. Provision of bin and cycle stores.
Pending
26/02649/ENT
Works to 1no. larch tree as specified by Clare Pawley as identified in the Oxford City Council - Former Speedwell First School Site, Sandford Road (No. 1) Tree Preservation Order 2004
Approved
26/02538/FUL
Change of use of dwellinghouse (Use Class C3) to a House in Multiple Occupation (Use Class C4). Provision of cycle and waste storage.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,517

Population Density4,218 /km²

Owner Occupied35%

Age Distribution

0-15 28%16-64 62%65+ 10%

View Area Profile

Schools Nearby

Emmanuel Christian School
0.1 mi
Inspected by ISI
John Henry Newman Academy
0.1 mi
Good
The Oxford Academy
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Rose Hill Primary School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Vicarage Close
-
£425k
-
12 Vicarage Close
-
£381k
-
13 Vicarage Close
-
£288k
-
19 Vicarage Close
-
£310k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN