9 Stonesfield, Didcot, OX11 9RF

UPRN:100120860875Purpose Built Flat1 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band BEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£150,000

£142k - £157kHigh

Estimate

£150k

Range

£142k – £157k

Rent Estimate (pcm)

£800

£750 - £850

Monthly

£800

Yield

6.49%

Verdict

Derived from HomePortfolio scores

9 Stonesfield earns an INVESTIGATE rating with HP Score 76/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (53/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

53/ 100

Moderate

Transit & Bike

Transit 12Bike 60

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +1.3% (HIGH), sold-comps +16.4%, £/sqft +16.3%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100120860875· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.3%· as of 13 Nov 2026
Rental economics11.3/40
gross yield 6.5%; range width penalty ×0.95
- valuation_snapshotsrent estimate 800/mo (range 750-850)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -166/mo, -21% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.6/15
481 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£111,000£170,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£148,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£850

Interest rate5.4%

Loan to value75%

Cash required: £46,160
Net cash flow: £54/mo
Cash on cash: 1.4%
Score at this price: 28

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100120860875Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.3%Valuation edge · as of 13 Nov 2026
valuation_snapshotsrent estimate 800/mo (range 750-850)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 800/mo (range 750-850)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£150,000

Rent Estimate (pcm)£800

Gross Yield6.49%

1y Growth-

3y Growth+0.5%

5y Growth+1.9%

10y Growth+2.0%

Last Sold Price£147,000 (2016-04-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX11 9RF

Approval Rate

-12mo

Development

low

P26/S5063/DIS
Partial Discharge of Condition 13 (Implementation of Archaeological Work Programme), Condition 20 (Water Supply), Condition 28 (New pedestrian access Abingdon Road and Hadden Hill), Condition 29 (Estate accesses, driveways & turning areas), Condition 30 (Landscape Environment Management Plan), Condition 31 (Landscaping, (including play, hardsurfaces and boundary treatment) & Condition 36 (Travel Plan) for Phase 1 of Outline Planning Permission reference P19/S0720/O. Residential development comprising up to 750 dwellings (with up to 40% affordable housing provision), public open space comprising green infrastructure, community use, allotments and play areas, pedestrian and cycle links, landscaping and associated supporting infrastructure. Means of access to be determined via Hadden Hill (A4130). Access to NPR3 reserved for later consideration along with all other matters. (As revised by information received 22 January 2021 and updated Parameter Plan and Biodiversity Calculations received 5 May 2021 and as amended by highway plan received 15 January 2024).
Pending
P26/S5043/16A(28)
Installation of 1 x 11m wooden pole
Approved
P26/S4966/TCA
Eucalyptus tree in the back garden - Thin Crown by a maximum of 30% retaining an even density of foliage throughout a v well-spaced and balanced branch structure. - Lift crown by up to 2m. - Remove dead broken-off branches stuck in the tree. Red kites are nesting on the tree and no works can take place until the nest had been confirmed as not in use.
Pending

View Planning Timeline

Ownership

Corporate Ownership71.5%
Overseas OwnershipNo
Lease Term Remaining59 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2016-04-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,026

Population Density4,260 /km²

Owner Occupied58%

Age Distribution

0-15 14%16-64 77%65+ 9%

View Area Profile

Schools Nearby

Willowcroft Community School
0.4 mi
Good
St Birinus School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
All Saints Church of England Primary School
0.6 mi
Inspected as All Saints Church of England (Aided) Primary School (URN 123228) on 24 Apr 2019
Northbourne Church of England Primary School
0.8 mi
Good

7 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 Stonesfield
-
£222k
-
32 Stonesfield
-
£270k
-
2 Stonesfield
-
£285k
-
26 Stonesfield
-
£260k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN