46 Elm Drive, Garsington, Oxford, OX44 9AQ

UPRN:100120869636Semi-Detached House3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band DEPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

46 Elm Drive, Garsington, Oxford, OX44 9AQ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£381,000

£362k - £400kHigh

Estimate

£381k

Range

£362k – £400k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

4.89%

Verdict

Derived from HomePortfolio scores

46 Elm Drive earns an INVESTIGATE rating with HP Score 69/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

24/ 100

Low

Transit & Bike

Transit 7Bike 24

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£380,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £124,300
Net cash flow: -£209/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£381,000

Rent Estimate (pcm)£1,550

Gross Yield4.89%

1y Growth-13.4%

3y Growth-1.9%

5y Growth+1.0%

10y Growth+1.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX44 9AQ

Approval Rate

-12mo

Development

low

P26/S4662/TCA
Willow Tree - crown reduction effected by reducing the height of the tree by 3-4 metres ( ~20%) to reduce the stress on the boughs at these weak points and to rebalance the overall profile. This reduction in size is the minimum reduction that will ensure stability consistent with minimising the impact on the conservation area at this point.
Approved
P26/S4478/FUL
Installation of one new multi-purpose piece of play equipment for 3-11-year-olds in existing village playground.
Pending
P26/S4210/TCA
T1-T2 Silver Birch x2 - Reduce overall by approximately 3 metres. Thin by 15%. Crown lift to a ground clearance of 3 metres. T3 Twin-stemmed liquid Amber - Crown lift to 2 metres. Reduce by 1.5 metres. T4. Philadelphus - Remove dead wood. Y5. Yew Tree to left of rear garden - Crown lift to balance canopy and open up view.
Approved

View Planning Timeline

Ownership

Corporate Ownership79.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,026

Population Density-

Owner Occupied68%

Age Distribution

0-15 18%16-64 59%65+ 23%

View Area Profile

Schools Nearby

Garsington Church of England Primary School
0.4 mi
Inspected as Garsington Church of England Primary School (URN 123123) on 25 Jan 2017
Pegasus School
1.0 mi
GoodConcerns
Mabel Prichard School
1.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Oxfordshire Hospital School
1.3 mi
Outstanding

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

52 Elm Drive
-
£407k
-
40 Elm Drive
-
£470k
-
39 Elm Drive
-
£390k
-
52 Elm Drive
-
£400k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN