12 Papist Way, Cholsey, Wallingford, OX10 9QH

UPRN:100120885404Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

12 Papist Way, Cholsey, Wallingford, OX10 9QH

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£491,000

£466k - £515kHigh

Estimate

£491k

Range

£466k – £515k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

5.56%

Verdict

Derived from HomePortfolio scores

12 Papist Way earns an INVESTIGATE rating with HP Score 72/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (30/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

30/ 100

Mixed

Transit & Bike

Transit 13Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,050-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: -£80/mo
Cash on cash: -0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£491,000

Rent Estimate (pcm)£2,200

Gross Yield5.56%

1y Growth-

3y Growth-3.4%

5y Growth-0.8%

10y Growth+2.0%

Last Sold Price£387,000 (2017-01-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3OX10 9QH

Approval Rate

100%12mo

Development

low

P26/S4808/DIS
Discharge of condition 8(Energy Statement & Verification Details) on application ref. P25/S1295/FUL Sub-division of land and construction of a self-build 2 storey dwelling.
Approved
P26/S4811/FUL
Proposed Light Industrial Workshop with Staff Welfare Facilities
Pending
P26/S4845/HH
Single storey rear extension and a new Velux rooflight to the rear roof slope to provide additional natural daylight to the existing loft space.
Pending

View Planning Timeline