1 Winters Field, Crowmarsh Gifford, Wallingford, OX10 8EE

UPRN:100120887296Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: D (68)

Data freshness:Listing· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

1 Winters Field, Crowmarsh Gifford, Wallingford, OX10 8EE

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£499,000

£474k - £524kHigh

Estimate

£499k

Range

£474k – £524k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

5.40%

Verdict

Derived from HomePortfolio scores

1 Winters Field earns an INVESTIGATE rating with HP Score 76/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

51/ 100

Moderate

Transit & Bike

Transit 9Bike 47

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.2% (HIGH), sold-comps -5.9%, £/sqft -6.0%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100120887296· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 10%· as of 4 Nov 2026
Rental economics3/40
gross yield 5.4%; range width penalty ×0.93
- valuation_snapshotsrent estimate 2250/mo (range 2100-2400)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -586/mo, -26% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 65 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
278 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£375,000£575,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,100-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: -£130/mo
Cash on cash: -0.9%
Score at this price: 18

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100120887296Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 10%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 2250/mo (range 2100-2400)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2250/mo (range 2100-2400)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 65 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£499,000

Rent Estimate (pcm)£2,250

Gross Yield5.40%

1y Growth-

3y Growth-3.4%

5y Growth-0.8%

10y Growth+2.0%

Last Sold Price£305,000 (2014-01-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1OX10 8EE

Approval Rate

-12mo

Development

low

P26/S5028/TPO
T1 — Multi-stemmed beech, six main stems • Reduce the height by up to 5 metres, leaving approximately 13 metres. • Reduce the northern spread from approximately 9 metres by up to 4 metres, leaving approximately 5 metres. • Reduce the southern spread from approximately 7 metres by up to 2 metres, leaving approximately 5 metres. • Reduce the eastern spread from approximately 8 metres by up to 3 metres, leaving approximately 5 metres. • Reduce the western spread from approximately 6 metres by up to 2 metres, leaving approximately 4 metres. • Remove selected lower branches to provide approximately 6 metres of clearance above ground level. Retain a balanced crown, making pruning cuts at suitable branch junctions. Request to extend scope to remove to ground level due to proximity to house T2 — Multi-stemmed beech, four main stems • Reduce the height by up to 3.5 metres, leaving approximately 14.5 metres. • Reduce the northern lateral spread by up to 4 metres. • Reduce the southern lateral spread by up to 2.5 metres. • Reduce the eastern lateral spread by up to 3 metres. • Reduce the western lateral spread by up to 1.5 metres. • Remove selected lower branches to provide approximately 6 metres of clearance above ground level. Retain a balanced crown, making pruning cuts at suitable branch junctions. T3 — Mature birch Existing height approximately 17 metres. • Reduce the height by approximately 3.5 metres, leaving approximately 13.5 metres. • Reduce the northern, southern and western lateral spreads from approximately 6 metres by up to 2 metres each, leaving approximately 4 metres in each direction. • Lightly shape the eastern crown where necessary, retaining approximately 4 metres of spread. Retain a balanced crown, making pruning cuts at suitable branch junctions.
Pending
P26/S5013/TCA
T1 - Willow - in rear garden - reduce in height to that of the lowest whorl of primary limbs at approximately 8-10 foot from ground level. Re pollard remaining stems to previous points
Pending
P26/S4947/LB
Listed Building Consent to install a discreet air conditioning system. (Schedule 2 application under the 2026 Regulations)
Pending

View Planning Timeline