Virginia Cottage, Main Street, Stoke Row, Henley-on-Thames, RG9 5QR

UPRN:100120890586Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band FEPC: E (41)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Virginia Cottage, Main Street, Stoke Row, Henley-on-Thames, RG9 5QR

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,782,000

£1.60M - £1.96MMedium

Estimate

£1.78M

Range

£1.60M – £1.96M

Rent Estimate (pcm)

£7,600

£7k - £8k

Monthly

£7,600

Yield

6.20%

Verdict

Derived from HomePortfolio scores

Virginia Cottage earns an INVESTIGATE rating with HP Score 67/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (20/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

20/ 100

Low

Transit & Bike

Transit 3Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,470,000

At the asking price

Monthly rent£7,600/mo

Evidenced range £6,900-£8,250

Interest rate5.4%

Loan to value75%

Cash required: £533,050
Net cash flow: £300/mo
Cash on cash: 0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,782,000

Rent Estimate (pcm)£7,600

Gross Yield6.20%

1y Growth-

3y Growth+0.4%

5y Growth+1.5%

10y Growth+2.2%

Last Sold Price£1,500,000 (2021-04-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1RG9 5QR

Approval Rate

-12mo

Development

low

P26/S4460/DIS
Discharge of condition 5(tree protection) on application ref. P25/S3772/HH Part single, part two-storey rear/side extension following demolition of the existing attached garage, changes to fenestration and external materials, along with associated landscaping.
Pending
P26/S4051/S73
Variation of Condition 2 (Approved Plans) regarding householder application P25/S0476/HH (First floor extension to create new bedroom. Alterations to fenestration at ground floor) - reduction in first floor extension.
Pending
P26/S3644/FUL
Redevelopment of buildings to provide four dwellings with associated works including access arrangements and amenity space
Pending

View Planning Timeline

Ownership

Corporate Ownership63.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-04-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,026

Population Density77 /km²

Owner Occupied77%

Age Distribution

0-15 17%16-64 60%65+ 23%

View Area Profile

Schools Nearby

Stoke Row CofE Primary School
0.2 mi
Good
Checkendon Church of England (A) Primary School
1.0 mi
Report card2025
Ofsted no longer awards a single overall grade.
The Oratory School
1.9 mi
Inspected by ISI
Woodcote Primary School
2.2 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Tufters Main Street
-
£975k
-
Northam Cottage Main Street
-
£1.07M
-
Virginia Cottage Main Street
-
£1.50M
-
Giles Farm Main Street
-
£4.25M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN